I have about $90k in student loans from five years at a private university. This could have been much higher, especially with that unplanned fifth year, but I was fortunate enough to qualify for a good amount of scholarships and grants. I took out loans to cover the remainder of my tuition and for room & board/rent/bills each year because I knew I wouldn't have been able to scrounge that up each month. I worked two, sometimes three, jobs throughout college for spending money, and often had to send some home to help my parents out. I wore myself pretty thin across a terrible major that I hated (but was too stubborn/proud to switch out of), my jobs (that I probably should have quit), and the 2345346 student organizations I was extremely active in (overachiever golden child, etc. etc.), but I honestly wouldn't have traded in my experiences for a cheaper or easier university. I went to college 2000 miles away from home to be wholly independent from my parents, and I don't think I would have the fiscal attitude I do today if I never went out of state. It was hard when I was still working those part-time jobs after graduation and the 6-month grace period on my loans passed. But then I got hired by my alma mater for a job that matched my interests (student affairs, much different from my health sciences degree) and things started to turn around. I want to get my Master's eventually, and if I continue to work here I will not only get that paid for, but I'll also have loan deferment! I'm working on getting this process started once I figure out what I want to study. Everyone in my office has been here for a long time, so having that job security and knowing what is possible in my educational future is comforting.
friday: $8.16 KFC. i was feeling like crap so i left work early and tried to seek comfort in fake mashed potatoes and terrible fried chicken. saturday: $6.33 quiznos lunch sunday: nothing! total: $14.49! cheapest weekend ever! this is what happens when i choose to be A Boring Person. but i do need to go grocery shopping soon, so i'm sure it will balance out.
budget: didn't have one, maybe for the best? friday: $0 happy hour - 2 margaritas, 1 dos equis, chorizo queso fundido. was totally ready to pay when my coworker so generously picked up the tab $8.50 for margarita + tip hanging out with my roommate saturday: $4.89 dry cleaning $20 pad thai and crab rangoon for dinner, leftovers eaten sunday night sunday: $2 at starbucks for a tip, since the barista is a good friend and gave me my coffee for free total: $35.39, which is AWESOME, but my best friend will be in town tomorrow night until friday, so i'm expecting to drop a good amount of cash this week.
friday: $76 to change my return flight a week earlier than originally planned. spending new year's eve with my friends sounds much more exciting than with my parents who have spent the last 8 already asleep. -$14.76 returned a cardigan at target $77.34 at target on groceries, a can opener, a bookcase, the lucky one on dvd, and this month's book club book, gone girl saturday: $10.28 on 2 pints of ben & jerry's (buy one, get one free!) and 2 boxes of lady stuff (i had a coupon!) sunday: $4.04 at starbucks for a sandwich monday: $16.26 on chicken salad ingredients, which will probably last me until the end of the week (yay!) total: $169.16
friday: - $5.21 mcdonald's breakfast - $85 to renew my car registration - $63.25 ATM withdrawal at the casino saturday: - $50ish for gas and a carwash - $8.33 for diet coke and a sixer of summer shandy that would go into a "bucket o' beer" at.... - $0 sausagefest, an annual party my coworker hosts where they served 15 different kinds of brats/sausages and other picnic foods. it was great, even though everyone was 5-10 years older than me, and were married with kids. i learned a lot! about life and sausages! sunday: - $32.09 for bacon, breakfast sausage, croissants, hummus and pita chips, flowers total: $243.88
new goal in life: become a hobo queen. this is so fascinating!
i get to the office anywhere between 8:00 and 9:00, turn on my computer, grab a cup of coffee and fill my water bottle downstairs (sometimes a yogurt cup, but i've been eating breakfast at home a lot lately). then i come back upstairs, open outlook, spotify, gmail, facebook, twitter, billfold, hairpin, check my bank balance, pay any bills i've forgotten about, do some extensive facebook/twitter creeping, then start on responding to the mass of e-mails i've gotten in the meantime. it's usually 10:00/10:30 by the time i get to the e-mails and start doing real work. if there's a particularly rousing article on the billfold though, i end up re-evaluating my own budget/life and burrowing myself in spreadsheets until about noon. it's very productive. today is the first day of freshman orientation though, so this summer routine will quickly go back to normal, where i have to be functioning before 10am and actually read my email right when i turn on my computer. i've already gotten 3 phone calls in my first hour in the office. college unions are a busy place.
in my seven years as a starbucks barista, i have only seen one person retaliate against rude customers by giving them decaf. but this person hated pretty much everyone and could find a way to complain about anything. otherwise, we will just wait for you to leave and talk for the next 5 hours about how terrible of a customer you were. the sea salt thing is just gross. i think maybe smaller coffee shops can get away with it, but starbucks most definitely would not allow that. this list is a bit extreme, and most of these things do not bother me as much as the OP, but i can say that i have cried a few times in the back room or in my car because of a rude customer. people can be so mean.
ahhh yes, treat receipt season. in some ways, it does trick customers into coming back for a second purchase, but if they normally do that anyway and get a $3+ drink, they save a bit of money. some customers will purposefully order crazy expensive drinks just because they can and it will only cost them $2. this promotion only runs august 1-september 3 though, so it shouldn't really happen a lot since it just started today?