when i was in elementary school, there was a family sitting near the entrance of a grocery store with a sign asking for money for food. i wanted to help so i gave them the few dollars that i had saved up to buy candy. in front of us at the checkout line later on was the mom i had given my money to, buying a pack of cigarettes. i have never given money to panhandlers since.
@Michelle this. i'm a supervisor at starbucks and it's really quite easy to refund money back onto a starbucks card immediately after a mistake has been made. i would have refunded the $4 or $5, given mike his coffee for free, with an additional free drink coupon. but maybe that's just me? i feel bad when a customer is inconvenienced. had mike gone back later in the day, with no receipt, i would have reluctantly done the refund and then later wonder if i was bamboozled into giving someone free money.
Friday: $8 on 4 beers & tip. went to a new bar with some work friends and it was ladies' night: 2-for-1 drinks all night! and one beer was $3! so really i paid $1.50 for 2 beers! $9 on drunk food for me and my roommate Saturday: $11 for lunch $21.73 groceries Sunday: $44.65 at target on a birthday present for a 5 year old. this is my first kid's birthday party as an adult. i may have overdone it. total: $94.38
i'm hoping that this weekend is going to be cheap... i have an urge to go shopping and i must resist! i do have a lot of tv shows to catch up on, which usually results in me hermiting all weekend. if that means no spending, then i'm all for it! tonight: $10 for dinner with the roommate, $45 on gas tomorrow: grocery shopping possibly? i'm going to limit myself to $40 sunday: $0 total estimate: $95
Friday: $5 happy hour dinner with my roommate - $0.69 oysters and $1 fish tacos! such a good deal, but next time i'm ordering more. $32.61 on cold meds Saturday: $10.38 at mcdonald's for breakfast for me and my co-workers Sunday: $104.54 for applecare. unplanned purchase, but with my track record, completely necessary total: $152.53. pretty low-key weekend, as i was sick and slept for most of it.
after a week of my left eye randomly tearing up every morning when i get to work, i finally made an eye appointment today! and i made a dentist appointment last week! there are probably other things that i need to do, but i have blocked them from my memory. oops. i guess they'll have to wait until next week.
@noelle wow clearly it is monday morning and i don't know how to add. total this weekend was $90.14
friday: $3.58 for a pretzel dog $10 to see argo. amazingly awesome. $5.82 at panera for dinner. i saved $2 for being a mypanera member, which was a nice surprise. $44 on gas saturday: $0.93 on a bagel for breakfast $25.81 because i decided to make ribs. they turned out great! sunday: nothing! i got called into work so i actually made money instead of spending it! total: $46.14 i need to go to target today though, so we'll see how well i can stick to my list. i'm hoping for under $100, but that almost never happens.
Friday: $20 at Cheesecake Factory. dinner and cheesecake, with leftovers for a big lunch the next day, plus a good tip. thank goodness for appetizer happy hour! Saturday: $21.75 for a ticket to pitch perfect ($10), a pretzel w/ cheese ($4.75 & $1.75), and a diet coke ($5.25). movie theatre food is murderously expensive. i should have eaten beforehand :( Sunday: $22.30 groceries $2.65 scoop of tiramisu custard in a cone total: $66.70
I have about $90k in student loans from five years at a private university. This could have been much higher, especially with that unplanned fifth year, but I was fortunate enough to qualify for a good amount of scholarships and grants. I took out loans to cover the remainder of my tuition and for room & board/rent/bills each year because I knew I wouldn't have been able to scrounge that up each month. I worked two, sometimes three, jobs throughout college for spending money, and often had to send some home to help my parents out. I wore myself pretty thin across a terrible major that I hated (but was too stubborn/proud to switch out of), my jobs (that I probably should have quit), and the 2345346 student organizations I was extremely active in (overachiever golden child, etc. etc.), but I honestly wouldn't have traded in my experiences for a cheaper or easier university. I went to college 2000 miles away from home to be wholly independent from my parents, and I don't think I would have the fiscal attitude I do today if I never went out of state. It was hard when I was still working those part-time jobs after graduation and the 6-month grace period on my loans passed. But then I got hired by my alma mater for a job that matched my interests (student affairs, much different from my health sciences degree) and things started to turn around. I want to get my Master's eventually, and if I continue to work here I will not only get that paid for, but I'll also have loan deferment! I'm working on getting this process started once I figure out what I want to study. Everyone in my office has been here for a long time, so having that job security and knowing what is possible in my educational future is comforting.