@jessjess Just keep in mind that the program started in October 2007, so it's only payments made since the program started. 120 payments would put you at loan forgiveness in 2017, at the earliest. My date is somewhere around November 2019...at least I know it's coming!
I wouldn't, only because I make $29/hr at my already mind-numbing gov't job.
I work with a version of this. I work in IT, and there are a lot of socially awkward people anyway, but this guy takes the cake. He is nearly 70 years old, and works in the cubicle next to mine. He farts loudly at his desk, then sprays cheap aerosol air freshener to cover it. According to my male co-workers, he shaves in the work bathroom while only wearing a wife beater. His desk is a disaster zone (papers all over the desk and floor). He barges into my cubicle to ask questions, while I am on the phone with a customer. I could keep going, but let's just say I'm glad I now work at home 50% of the time.
The "may ask" part is why I wouldn't bring it up. If they want it back, they will ask for it. The burden is on HR to ask for it, not you to offer it. But be prepared to cough it up if they do.
Pretty timely, as we just got the OK to work from home (50% of the time) yesterday. I'm at home now and it's pretty awesome. I have a long-ish commute (3/4 mile walk to train plus 25 minutes on the train), so being able to sleep in a bit more and start work with a hot homemade cup of coffee is really nice. Also, my co-workers are very distracting so that is also a plus. I do remote IT assistance for a huge gov't agency, I take phone calls via my home office that are routed through a call server. It works really well!
My refund ($1600-ish) this year went to savings, I have a potential move coming up this year (waiting to hear about the job). I adjusted my withholding already using the IRS calculator so I will get a lot less back next year, but yay for bigger paychecks.
@polka dots vs stripes It's a reduction of your taxable income, not a tax credit. So the max deduction is $2,500, but it's not like you're lopping that off your tax bill (sorry).
@Beans Those hoops are what keep me employed (I work for the IRS), so I would like them to stay. Don't hate me, please!
@LaNocciola I had anxiety and depression give me IBS-like symptoms. Once I saw a therapist for the anxiety and depression my abdominal and intestinal pain started going away. I definitely think there is a relationship between the two.
Answer the phone, fix routine software and hardware issues, in between calls/while software is installing/running/decrypting/whatever, surf the internet.