@questingbeast that essay was mindblowing.
DO WANT. Can't have.
Ok now this makes me feel bad that I haven't paid off my measly $5,000 in the 5 years I've been out of school... (FWIW it's under $2K now!)
@bgprincipessa Yes I do this line of thinking too, specifically with rewards cards and also the hanging pictures thing. "But what if I move in 5 years? I'll just have to spackle all those holes. Blank walls are fine."
I prefer my debit card so I can track purchases. If I take out cash it disappears very quickly or I still end up using my debit card, effectively multiplying my expenses.
@Allison It's as if once you've said it outloud to someone, you can't go back on your word... Love the "Screaming silently as we fell out of the airplane of our decision-making" line!
@jquick Wellllll I can't go back in time, so now I have to figure out a way to move forward.
@LookUponMyWorks Amen. Sorry to hear you're in this boat with me. Edit: Oh I just saw your comment above. The $700 goes to the doctor and the lab that did some tests. If I try and fail with the insurance company, yes, my next move is to negotiate that sucker down.
@Ellie You're right, it is easy which is why I feel like an even bigger idiot. I still feel like someone should have been up-front with me at the office though...
@OllyOlly Yes, the grievance I filed was with the insurance company. They've made it pretty clear I didn't follow the rules, and they are not sympathetic. :(