On And Here is Your Open Thread

@joyballz Seriously, so much money goes back and forth across that counter everyday! Mistakes are certainly understandable, if irritating. And I just realized my last comment could be read to mean that I was saying that I would have been trying to get someone fired, which is definitely not what I meant! I meant that I'm always afraid when I complain that it could have serious repercussions for a worker, which I wouldn't ever want, because God knows I've made my own share of mistakes in my life.

Posted on July 26, 2013 at 3:37 pm 0

On And Here is Your Open Thread

@joyballz Oh, okay, that makes me feel a lot better, thanks! I just couldn't imagine how someone could look at an id and not notice that it was for a different account than the one they were taking the money out of. I think I will still call the manager, but now I won't have to worry about getting someone fired or reprimanded or something. But it would be good if TD bank realized there was a problem with trusting hand-written account numbers, even if they were checked by a teller!

Posted on July 26, 2013 at 2:43 pm 0

On And Here is Your Open Thread

I'm so glad it's Friday, because I actually have a money related question I want to ask about. This morning I checked my bank statement and found there was a $600 withdrawal that I had certainly not made. I went to my bank (TD Bank), and eventually they figured out that the computer had misread someone else's account number, which was only one digit out from mine, and taken the money from my account instead of theirs. The teller put the money back in my account, and asked if I wanted to speak to a manager to make a complaint, but I was in a rush, and relieved to have my money back, so I just left. But the more I think about it, the more I realize what an outrageously big mistake it was that the bank made. Even if the computer pulled up the wrong account, the person processing the transaction should have checked the customer's id against the account that came up, right? It's not like it was just a computer glitch. So now I feel like I should make a complaint, but I'm not sure how/who to make it to, since I turned down the opportunity earlier. Should I try to call up the manager of my bank's branch? Or should I just let the whole thing go? Billfolders who know about banks, please advise me.

Posted on July 26, 2013 at 2:13 pm 0

On WWYD: A Christmas Caroler

@darklingplain Ugh, rereading my comment, obviously I don't think a few bucks to panhandlers is a substitute for bigger more formal donations. I meant "do more in certain ways."

Posted on December 7, 2012 at 6:26 pm 0

On WWYD: A Christmas Caroler

@RachelG8489 I'm Jewish too, and it makes me more likely to give money to homeless people, not less. My religious education left me with the feeling that my own money doesn't even really belong to me if someone else needs it, and even if people asking for money aren't always honest, it's not like they're living the high life on the change people toss into their cups! And I think giving a few people on the street a couple bucks can actually do more than donating to an organization, because it gets the money directly to an actual person, and because it's a way of acknowledging the existence of these generally marginalized people instead of making them feel like they don't exist. I've never really cared if they spend the money on a drink or a movie instead of something more "deserving"--I like movies, I like a drink, and who am I to say they shouldn't be able to have one too? There's an old joke about it: The schnorrer is begging for money for a bite to eat, so a well-to-do businessman gives him a dollar. Half an hour later, the businessman is returning from lunch, and spots the schnorrer in the window of a fancy delicatessan, gorging himself on bagels and lox. The businessman is furious--he storms into the restaurant and confronts the schnorrer: "You told me you were starving, but here you are spending my money on the most expensive meal in town! What do you have to say for yourself?" The schnorrer replies, "How can you ask me a question like that? This morning I had no money, so I couldn't eat bagels and lox. Now G-d has smiled on me and given me the benefit of your generosity, so I could buy my lunch-- but you say I still can't eat bagels and lox. So tell me, when *can* I eat bagels and lox?" I understand not wanting to feel like you've been scammed, but it's not like the homeless blind veteran is trying to steal your life savings!

Posted on December 7, 2012 at 5:50 pm 0

On Skipping College, Two Ways

Why would anyone ever take anything from the NYT's Style sections seriously?

Posted on December 3, 2012 at 5:42 pm 1

On Back to the Land Without Health Care

@josefinastrummer People without health insurance do scare me! Because they haven't proven that they can survive outside of social norms, they've just proven that they've done so up to now. It's not like they know they won't get sick in the future; people don't need medical treatment until suddenly they do. I've heard and read enough stories about people going into massive medical debt, or suffering serious complications because they didn't seek medical attention quickly enough, that I know how quickly people shift from the "doing just fine without insurance group" to the "my life is completely fucked now" group.

Posted on November 29, 2012 at 4:35 pm 2

On Back to the Land Without Health Care

I think it's incredibly shortsighted to put your faith in your lifestyle to stay healthy. Humans lived for millenia eating lots of vegetables and spending lots of time outside doing physical work, and they still got sick and died for lack of adequate healthcare. What if, God forbid, one of you gets cancer? Living your ~natural life doesn't actually guarantee you won't, and next thing you know, one of you will be slapped with a bill for $67,000 like we saw earlier on the Billfold.

Posted on November 29, 2012 at 11:30 am 5

On My Nana's Will of Iron

@aeroaeroaero Huh, I didn't have any trouble following it, unless I'm missing something?

Posted on November 26, 2012 at 4:37 pm 1

On A Thank You to My Daughter for Her Untraditional Wedding

@kellyography My friend makes "Inception brownies"--you wrap cookie dough around Oreos, then pour brownie batter over them.

Posted on November 12, 2012 at 3:48 pm 2