On Friday Estimate

Aww, sad there will be no Billfold to keep me company on this long day. Our plans are very vague for the weekend. Tonight, family dinner - should be free. Tomorrow, we will walk to campus and see all the tailgating and go to a geocaching meetup. I'm gonna budget $30 for nonsense and random food/drinks. Sunday, we're having people over for an RPG, and Monday, no plans so far. I'd like to get outside a bit when it's not raining. I'll budget $60 for a grocery run, $40 for eating out at some point, and I think my dude might finally pin me down on buying stuff for the turtle pen which will likely run about $300. I wanted to put it off until after my birthday but I don't think I can anymore. I like doing things around the house but I hate how expensive it is when we're on one income. In theory, my tenant will pay me September's rent over the weekend, but I kind of doubt that will happen. Total: $430. Sigh.

Posted on August 29, 2014 at 9:39 am 0

On Let’s Throw Some Money at Our Problems: August 2014 Check-in

@andnowlights I don't know about you but there's something that just seems so much more manageable about numbers under $5k, like, that's something I can imagine saving for or paying off eventually (even if it will be hard), in a way $10k+ amounts do not even if they are just successive $5k increments. You are AWESOME and inspiring as always!

Posted on August 28, 2014 at 5:09 pm 0

On Let’s Throw Some Money at Our Problems: August 2014 Check-in

Whoa it's time! I had some goals for my thirtieth birthday next month ($10k in my Roth IRA - CHECK; $10k in my work retirement account - CHECK; $10k in my emergency fund - CHECK, as you'll see below; zero dollars on my credit card - NOPE, but at least they're all balances from this month related to buying a new bed). I didn't QUITE meet them, as you see, but I still feel very good about where I am vs. where I was a few short years ago. Citi card (0% apr until February 2015): 7/30 balance: $358.62 8/28 balance: $1,294.79 (I paid it OFF with the intention of never using it again, but then bought the bed on this card) Other cards: 7/30 balance: $0 8/28 balance: $483.77 at 8.9%, all charged very recently because I paid down the bed bill instead of this bill (I'll pay this off next paycheck on the 4th, so that's good) Car loan (some awesome low apr): 6/30 balance: $13,474.26 7/30 balance: $12,802.22 8/28 balance: $12,465.78 because I already made my September payment (I’ve paid down $9,525.76 plus interest since June 2012, and am on track to pay it off October 2017, a little earlier than the December 2017 date originally planned. However, once I hit my savings and credit card goals, this is next.) Savings account (emergency fund): 7/30 balance: $8,449.75 8/28 balance: $10,000.00 even, as I finished paying myself back after some emergency usage in July! I will be regularly adding about $440 per pay period from here on out, because I got a 2.5% raise (backdated to July 1 - I get the extra $150 or so I missed out on so far in my next paycheck!), and anything in excess of a certain amount goes into my savings account for every paycheck so my savings rate just got a bit better (after adjusting for the fact that I just upped my "allowance" in my checking account by $100 in hopes of getting out ahead of my insurance and stuff).

Posted on August 28, 2014 at 5:02 pm 1

On 1 Thing: Endless Summer Edition

Work 1 Thing: Finish these two Word documents and send them out so I can feel accomplished, finally. Home 1 Thing: Already did the worst, socially-uncomfortable thing I had to do, so I'm gonna go with "give myself some down time, then go out to dinner with my lovely husband." Go go gadget 1 Thing to Do to Take Care of Myself!

Posted on August 28, 2014 at 2:10 pm 0

On How About Just Don't Do What You Hate?

@VelourFog Yes. I'm in my late 20s and my parents are at the end of the generations where people picked a career and an employer and stuck with it. (My father works at the same organization he started in at age 22, the day after college graduation; my mother is in her same first full-time job that she got a few years later, after her master's degree. Both have moved up through the ranks but have not effectively changed jobs other than through promotions/earning permanent status in the last 25 years.) Seeing that, it was hard for me to realize at 18 that I was never picking my lifetime career, then. In the 12 years since then I've changed majors and/or careers three or four times. I've chosen to do something I don't actively dread, that I don't feel is making the world a worse place, that is interesting to me, and, as @aetataureate so perfectly put it above), I get to enjoy that I am good at it. It has good work-life balance. I don't feel a "calling" to do it and that's OK. I don't know if I'll spend the rest of my career this job or anything that springs directly from it, and that's OK.

Posted on August 26, 2014 at 1:45 pm 1

On Monday Check-in

That sounds like a fabulous staycation! I shot for a $0 weekend and made it, though it was tested many times. Friday we stayed in and played games with friends, though lots of lateness meant we didn't get to finish the (Dungeon Crawl Classics) scenario the dude wrote and it's going to be difficult to find a second time to meet. Saturday we stayed home all day because it was hella hot, and I got a surprise check in the mail for writing I hadn't realized I would be paid for! That was pleasant. Sunday we were mostly at home due to the weather (117 degree heat index, followed by torrential rain), but also checked out where my dude's classes are starting today. Our commitment to $0 was tested repeatedly: we realized the brewery owned by someone we knew was having their grand opening; a friend invited us to lunch; my dude really wanted a coffee drink he couldn't make at home. But we stuck to it and that was great!

Posted on August 25, 2014 at 11:26 am 0

On Are You an Unwitting Participant in The Athleisure Market?

@Allison I did that semi-recently - enough to fit all my stuff into one drawer to clear some space for my partner to have some space in the bureau [4 years after he moved in; I'm so very welcoming, huh?] - but I still need to do more because the drawer is just a little too full. I really only wear a few over and over again anyway.

Posted on August 22, 2014 at 4:40 pm 0

On Are You an Unwitting Participant in The Athleisure Market?

@jquick It does seem like a lot, though perhaps less so for someone who wears them for every setting and hasn't gotten rid of older ones. I don't own 25 pairs of pants at the moment, but I probably own more than 25 shirts of various descriptions, and I definitely have about 25 pairs of socks, even though I don't strictly need that many of either. I guess it all depends on what an individual tends to accumulate.

Posted on August 22, 2014 at 4:16 pm 0

On Are You an Unwitting Participant in The Athleisure Market?

@garli Ooooh, nice! I'm a size 18 so I'm just one size too big for what they have available, but I'll keep them in mind if I am ever within their size range.... and might also hit you up for a coupon then if it comes to it ;)

Posted on August 22, 2014 at 4:11 pm 0

On Are You an Unwitting Participant in The Athleisure Market?

I am a happy, "witting" participant! I switch into a pair of cheapo Old Navy yoga pants that I bought in 2006 when I get home from work every day (because: they go with all my work shirts pretty much as much as my black dress pants, which are less comfortable for lounging), and the last time I did yoga was in 2005. I’m 100% proud of my decisions. :)

Posted on August 22, 2014 at 1:25 pm 1