I really need to start charging for my (time spent donating my) platelets. Didn't realize bone marrow was an option...wonder how often you can do that...
My 1 Thing is tooooooo draft a lease for my new tenant/roommate so's I can get some cash money for the next six weeks. Gotta do it today because she moves in tomorrow.
It reminds me of the tax refund debate. Yes, your money could be working for you if you had that extra $15 with every paycheck, but if this is the game you need to play to save money/buy your kids a Christmas gift/whatever, it's good to know what works for you. (I've never used layaway but I like the idea much better than all the credit card debt I'm struggling with. And I definitely prefer the lump sum tax refund as a way to pay down said debt, it makes me feel much more accomplished.)
I have two 1 things, but they are related. 1 thing 1: Figure out how much my paychecks will be reduced for the rest of the year because of a taxable tuition remission benefit. Thank god only $1100 was taxable, because it’s going to be up to $100 a check that I won’t get. Which leads to 1 thing 2: Find a seasonal second job so that I can afford bills/Christmas presents/holiday affairs. I inexplicably got turned down from the retail job I worked last year (Macy's). I hated the retail job I did 3 years ago (Target). I am not coordinated/strong enough to waitress. Any ideas?
My 1 thing was to apply for seasonal employment at the same department store I worked at last year. I wanted to make it through the rest of the year without having to get a second job or a roommate, but then I decided I want to pay off $5000 of non-mortgage debt (because of that windfall article the other day, wherein I realized that $20K would not cover my debt, but maybe I can break it into more manageable chunks) so I am now looking for both a second job AND a roommate. Anyway I did my 1 Thing this morning, and now I'm going to eat a PBJ sammich instead of going out for lunch like I really wanted to do till I wrote this comment. Progress indeed.
I make the same in a MUCH cheaper city and now I feel bad about the many more wants I splurge on. I do save a little, actually, enough to get my employer match for my 403b (5%), and I have an emergency fund that fluctuates between $500-$1000 based on whether I decide to throw a chunk at my substantial CC debt. But yeah, mostly I'm just getting by.
Uhhhh hahaha I don't like to think about things like this because it makes me realize that $20K wouldn't even cover my non-mortgage debts. I think I might have a panic attack now.
RE: the third quote, and perhaps this is common knowledge but I didn't know, apparently NIH trials are for kind of last chance cases. As a tumblr-er put it, these people will probably not live long enough for the next relevant trials to come around, so basically they are missing out on their last fighting chance at surviving.
I had the first half of a job interview (talking to HR, taking a proofreading test) today, and the other half is Monday. It would be a lateral transfer with basically no chance of a raise, which I didn't know when I applied/did the phone interview. I'm not even interested anymore at this point--it will almost definitely mean more work, which I wouldn't mind if the pay went up accordingly, but I'm also in grad school part time and my current position affords me plenty of opportunities to do classwork/go to events/etc during the workday. BUT the new job is more in line with what I want to do with my life, or at least more in line with getting a promotion in a year or two, so I just don't know what to do.