@orangezest This is exactly why I signed up. I automatically put a chunk of each paycheck into savings, etc, but Digit is saving me about $10 a week, sending me balance reminders, etc. It works with my lifestyle.
@Lily Rowan ooh please post about your experience with a whirlwind visit there--I'm thinking about adding on a short stopover on my way to London this summer and I want to know if it's worth it for one night!
My 1 Thing (I haven't done a 1 Thing in so long) is to make a spreadsheet for all the grants and scholarships I'm applying for for summer research/continued schooling. Current count is at 4 applications, all with additional various and sundry supplemental materials required.
I really need to start charging for my (time spent donating my) platelets. Didn't realize bone marrow was an option...wonder how often you can do that...
My 1 Thing is tooooooo draft a lease for my new tenant/roommate so's I can get some cash money for the next six weeks. Gotta do it today because she moves in tomorrow.
It reminds me of the tax refund debate. Yes, your money could be working for you if you had that extra $15 with every paycheck, but if this is the game you need to play to save money/buy your kids a Christmas gift/whatever, it's good to know what works for you. (I've never used layaway but I like the idea much better than all the credit card debt I'm struggling with. And I definitely prefer the lump sum tax refund as a way to pay down said debt, it makes me feel much more accomplished.)
I have two 1 things, but they are related. 1 thing 1: Figure out how much my paychecks will be reduced for the rest of the year because of a taxable tuition remission benefit. Thank god only $1100 was taxable, because it’s going to be up to $100 a check that I won’t get. Which leads to 1 thing 2: Find a seasonal second job so that I can afford bills/Christmas presents/holiday affairs. I inexplicably got turned down from the retail job I worked last year (Macy's). I hated the retail job I did 3 years ago (Target). I am not coordinated/strong enough to waitress. Any ideas?
My 1 thing was to apply for seasonal employment at the same department store I worked at last year. I wanted to make it through the rest of the year without having to get a second job or a roommate, but then I decided I want to pay off $5000 of non-mortgage debt (because of that windfall article the other day, wherein I realized that $20K would not cover my debt, but maybe I can break it into more manageable chunks) so I am now looking for both a second job AND a roommate. Anyway I did my 1 Thing this morning, and now I'm going to eat a PBJ sammich instead of going out for lunch like I really wanted to do till I wrote this comment. Progress indeed.
I make the same in a MUCH cheaper city and now I feel bad about the many more wants I splurge on. I do save a little, actually, enough to get my employer match for my 403b (5%), and I have an emergency fund that fluctuates between $500-$1000 based on whether I decide to throw a chunk at my substantial CC debt. But yeah, mostly I'm just getting by.
Uhhhh hahaha I don't like to think about things like this because it makes me realize that $20K wouldn't even cover my non-mortgage debts. I think I might have a panic attack now.