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On How Much Do You Spend on Transportation Each Month?
I also live in a city where a car is a necessity (okay, you can really hustle without one, but once I looked up how long it took by public transit to get to work and it was 3 hours. Drive was 20 minutes). Car payment: $260 Insurance: $120 Gas: $140 Total: $520 I know this is a lot out of my paycheck, but in college I was given my parents crappy, old cars which always had problems and felt "blamed" for when something went wrong, which I then had to pay for. I leased a new car, and like knowing where it came from and what's happened to it and that in two more years I can give it back and move somewhere else if I want. Basically I pay $260/month for piece of mind that it's not going to die on me. By the way, leasing was the best possible choice for my situation at the time I got it. I will probably buy it after the lease is up.
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On Recruiting Via LinkedIn
It depends on the industry. Mine is digital-based and tends to have a lot of turnover, and I've gotten recruited countless times from legitimate companies.
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On WWYD: Tipping on a Discounted Meal, Being Assertive
LW2 - This definitely happened to me (with a variety of scholarships) when I took a semester off to do an independent internship, and I had to follow up with loans/scholarship people a lot. Basically, people get paper/email slogged, you might just have to bug them a bunch. My job now involves tracking down a lot of billing, and I would suggest calling with the bare minimum of information "Hey - I sent you my enrollment form for Winter 2013 but haven't received the scholarship. What's up with that?" It's not being confrontational - honestly they probably have this on their to-do list and once you call will think "Oh, crap! That's been on my list for months, better do that ASAP." I don't hate people as a specific person who don't send me invoices, I just figure they got caught up in other work. I would avoid talking about the semester you took off unless they ask - they'd probably get confused. Just focus on this semester and the action items they need to do. Side note PSA: I ask for discounts EVERYWHERE I go (it's as simple as "hey, do you have any discounts/coupons going on right now?") and sometimes they do. I've definitely saved money at places like Macy's, getting my oil changed, etc. and I always feel thrifty.
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On Do-Re-Mi-Fa-So-La-Ti-Do That 1 Thing
Just get the plain black CHI. The kind you get at Target or Ulta. It should be about $90 give or take. I've had my CHI for about 6 years.
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On What You Get When You Come Home
@Veronica K. Sepe@twitter STL friends! You basically stole my list, but also when I go home I go to Schnucks and/or Dierbergs a lot because all other grocery stores in other cities are inferior (Kroger brand is awful). Anyhoo: Boulevard Wheat is on the list as well. Hunan Empress for Hot Braised Chicken (can't find it in any other city!). El Maguey, just because. Bailey's Chocolate Bar, Courtesy Diner, Blueberry Hill, the Dunkin Donuts now open in Kirkwood. Also, I live in an area where there aren't really a lot of chain restaurants and sometimes, gosh darnit, you just want to go to a Chili's.
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On Reader Mail: I Have Never Had a Credit Card
Can we do a whole article on balance transfers for a credit card? Because I did not even know that was a thing that existed and I have no clue how to complete one. How much money do you save on average? Is it worth transferring it to a card that's not connected to my bank? Can I call my card company and just negotiate my interest down because I feel like it? I would really like to pay less interest per month on it. HALP.
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On 'You're the Problem With America, Basically'
Every time I read an article about Logan's debt I pay off $10 of my credit card, so thanks I guess? This blog has basically been EXACTLY what I need because I think about money all the time, but you can't keep talking about it with your friends before you become "that person," so reading it gets the stress out of my system.
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On Why Won't Anyone Hire Me?
If anyone lives around SoCal or is willing to move, PM me - we are looking for some entry level people at our job.