I like this advice-- so much ultimately comes down to "do what makes you feel better." Like, I'm missing out on more rewards I could be getting from my credit cards, but using my debit card more and not having to face a big credit card bill at the end of every month just makes me FEEL BETTER. And sometimes we have to stop sweating what the "right" decision is.
Is 3% the rule of thumb for a Roth IRA? I've never seen that before and wonder what it's based on. (Every damn blog I scour for tips like that will say "IT DEPENDS ON YOUR SITUATION" which, duh.)
@Catface I went with "Putting Things in Order" by Ellen Baumritter but there are a few other similar titles on Amazon with good reviews.
I just got my mom a book about how to "organize her important paperwork" and end-of-life directives for her 65th this week. I'm pretty pleased with myself. (Mostly because I joked with her about it once and she said it actually sounded really useful... I promise I'm not an awful daughter!)
One of my favorite Billfold posts so far, I think! Sometimes I don't like reading the Billfold because I just start stressing "I'm doing it wrong, even when I'm doing it right I'm spending too much on X or not checking my credit score enough" or whatever-- because it's great to be financially savvy and mindful about this stuff, but it sucks to start obsessing. (I stopped doing weekend estimates because they made me start feeling weird and bad about spending money on the weekends-- and what else are weekends for?) So I just think that while we're all being financially aware and educated, we should also remind ourselves once in a while, IT'S JUST STUFF. And that it will be okay.
So this article is about how your boyfriend saved by being in a relationship.
Here is a cautionary tale about not doing your 1 thing. About 2 months ago, my Kindle wireless stopped working. For 2 months, I apparently decided it was easier to have to connect to my computer to download my eBooks than to delay my gratification by another 2 minutes and look up how to fix it. Then I finally looked it up and it looked like I'd have to call customer support, so I put it off a few more weeks. Then I called and found out my warranty had expired a week earlier and I was shit out of luck. Do your 1 thing, boys and girls!
I'm desperate for ideas... I plan to keep refreshing this page and hope helpful comments roll in :)
My parents and I also never had a conversation about my student loans, how much I was taking on, and who would pay them. Fortunately in my case it wasn't much, and I was eased into paying them with some initial help from my parents, but this article just made me realize how little discussion there was and how much more screwed I could have been. I feel so fortunate that my parents never pressured me to let money be a factor in choosing my college, but the flip side of that is that we never talked about what exactly that would mean for me after I graduated. Parents-- talk to your kids about loans!
Oh, I thought this would be about the time that I awkwardly told my boss about my rash because she asked me about my doctor's appointment and I felt like I had to say something that demonstrated it was necessary. Because avoid TMI in that sense too, it's just gross.