Wow I created an account just to comment on this article. I want to say that it is so brave of you to write this. However at the same time your story is my worst nightmare. I inherited about $27,000 from my dad. After he died, I transferred from my shmancy but super lame liberal arts school to a CUNY where each semester was only $2500. I worked my ass off in school, and never touched a dime of his money until it came time to pay off my loans from the private college which was about $8,000 (I was only there for a year and half - i know i'm lucky). Right after I graduated I spent about $4000 of it bumming around cape cod, latin america and california for 5 months, and after that I drew the line. I know my dad would want me to do something productive and challenging like create some kind of organization with his money so that's the plan that's currently in the works. I feel both cursed and blessed to have an incredibly painful fear of spending money despite my inheritance. In the next few months when I feel more secure in a career I'm locking that shit up for good.