@yankeepeach One of my FB friends posted an article a few months ago about "spending like a poor person," and I have no idea where it was, but all I could think was, YES! Basically it said that when you've always been poor, you don't save because there's never enough TO save, so it seems more logical to buy what you need / treat yourself occasionally. I make only slightly above minimum wage (I'm starting grad school in the fall, so hopefully this is a temporary thing), and I need to be saving for a new car, but it just feels so hopeless to save thousands of dollars when you make $8.75 an hour. We were also fairly poor while I was growing up, and while I think my parents are kind-of better at managing money now, they definitely didn't have great spending habits when I was young, so I'm having to learn it on my own.
@allison cintins I think learning to manage money and use credit are a right of passage these days (WHY didn't you teach me better, parents? / WHY didn't I listen?). Some of us are lucky and only have a few thousand dollar credit limit to fuck up with, but I'm sure if I'd had $60K to blow through at 22, I would not have managed it well, either. At least we learn from it? (I'm still in the learning process, but doing better.)