On Why SF is So Crazy Expensive & DC/NY Are Better

I just applied for a teaching position at SF Public Schools… their salary schedule is surprisingly the same as Minneapolis Public Schools. Better weather and the vibrant city, but affordable home in Minnesota. Just can't seem to have it all.

Posted on August 22, 2014 at 10:44 pm 0

On Here Is Your Open Thread

@samburger Oooooooh, I see. I probably made like 200 dollars, but now it's just pennies. It's so stupid. Anyway, thanks for the clarification.

Posted on August 12, 2014 at 2:43 pm 0

On Here Is Your Open Thread

I just received a bill from Wells Fargo that I owe them $75 for maintaining a Roth IRA account with them, then I was in a furious feud with my mother. Back when the economy was in mania, I set up a Roth IRA account with a local bank that charges no fees. Eight years later and making very little interest, my mother highly recommended I transfer it to a national bank where her friend is "good at investing in money." I trusted her mindlessly and with all their help transferred the account, and it was transferred again when the financial advisor went to work for a different national bank. Then there was a huge transaction mess among all three banks when only I noticed the missing check and personally had to get it solved. At the end, these fees had cost me more than what I made in interest. Also, I stopped putting in money when I saw no point with the low interest rate four years ago, which is still low and now it's high fees on top of it. I feel like a big dope and my mother called me a jerk. What should I do? I figured to pay the fee since it will cost me more if I transfer it, use the Roth IRA money as a down payment within the next three years and withdraw rest of it. It will incur the 10% early withdrawal penalty fee. (Penalty, what a word! to use when it's solely to protect bank's interest.)

Posted on August 1, 2014 at 8:01 pm 0

On Printing & Crying

I gave in to buying an all-in-one printer, which was on sale for half the price at a university, purely for the sake of convenience. I use the scanner more often, which helps keep down the paper clutter and makes documents readily accessible.

Posted on August 1, 2014 at 6:09 pm 0

On Crashing The Gay Job Fair

This boils my blood. Those fruit flies used him. If they were true active allies, they would had stayed away and give homosexuals (especially those of colors, women, or with disabilities) the opportunity to get ahead in this dog-eat-dog world. Also, the recruiters who made the comment probably weren't even gay. I would use the analogy of a white person attending a black job fair, but I would be told that it's a different story.

Posted on July 29, 2014 at 10:14 pm 0

On Blame the Patriarchy For Your Lack of Social Mobility

A Latino friend of mine legally changed his surname to a French sounding one, so his antique business would sell. He seems to be doing well since he lives in a prime location. And besides, his former surname was too common. There are way too many Gomez/s, Gonzalez/s, and Garcia out there.

Posted on July 21, 2014 at 3:10 pm 0

On A Call To End Birthday Dinners

@protagoras That's what buys friends and makes parities more memorable for guests. Once I have a higher-paying job (like this September, please God?), I'll return the favor.

Posted on July 18, 2014 at 9:56 pm 0

On How Thirty-Somethings Do Money (And Life)

@Megano I so agree! Last month I turned 30 and have received my master's degree. I'm blissfully happy to say: SCHOOL'S OUT FOREVER! No more time wasted on writing papers. No more memorizing for the finals. No more skimming tedious textbooks. No more attending to some dreadful classes at odd hours. No more stress. No more confusion. No more grades. No more asking stupid questions in class, like what's the difference between bulimia and anorexia. NO MORE SCHOOL!

Posted on July 16, 2014 at 7:09 pm 0

On Nobody’s Default But My Own: What Happened When I Decided to Stop Paying My Credit Card Debt

"Wall Street’s jaw-dropping fuckery became ever more egregious. Politicians started calling for the decimation of the safety net. And I decided the bank could kiss my ass." My brother said the exact same thing and it doesn't bother him that his old bills aren't paid off. And despite my living within my means and paying the bills monthly in full, I wholeheartedly support him and the author. If they don't ever have to pay them, then hooray for them. Though, for my own protection, I would never ever co-sign with them. As for the $8,000 hospital fee - ouch! There are health insurance for pets, FYI.

Posted on July 10, 2014 at 7:21 pm 0

On The Cost of Dual Citizenship

I would have to get my mother the citizenship first. Though I'm fortunate to live in America. It's one of the most geographical diverse nations and there are jobs that pay well. That's why the Irish come here. I would LOVE to live in Amsterdam if there were the perfect job for me. Ireland's too rural, IMO.

Posted on July 2, 2014 at 6:33 pm 0