Sept 2013: $29,552 in savings Oct 2013: $30,316.02 in savings Mini-goal of $30k in that account has been reached! Next homework for myself is to figure out whether to start investing part of it in something (I already have a Roth IRA, don't worry) or still keep considering going back to college as a thing I should keep my money within easy reach for. Next mini-goal is $35,000 before April, aka IRA contribution season for me.
I had an etsy package stolen by a neighbor this summer! I've been avoiding dealing with it - I emailed the seller to make sure the package had shipped, they replied with the USPS receipt and asked me to look again. Like the LW mentions, I don't feel good about asking them to eat the cost of something that isn't their fault - I guess I might finally email them back and tell them I'm going to have to reorder, and ask if they have any holiday sales coming up??
@NoReally Yes! Annuities are great, from someone who used to work at an annuity firm. Just be sure to be very clear on what the rules are and who is allowed to make changes to where payments are distributed. At my former company, only the owner could authorize address/tax withholding/direct deposit/etc updates, which was exactly what some people wanted in some cases (owner: older brother who wanted to ensure money got to sibling's landlord on time every month/payee: sibling with a drug problem, for example) and very inconvenient for other cases (owner: kind grandparent/payee: grandchild who keeps moving apartments, for example).
@lhorntx I budget $385 every month for fun stuff, and usually end up spending around that - maybe a little overbudget in a couple categories, underbudget in a couple others. Here's how I break it down: $60 experiences (movie/show tickets) $40 coffee/snacks $200 eating/drinking out $25 stationery/gift $60 shopping/stuff I break coffee/snacks up from eating/drinking out because one I generally do alone as a quick break from my day, the other I do socially to spend time with friends. I'm usually about $100 over on eating out, but I usually wind up underbudget on the other categories so it about balances out.
@muush My take-home pay is about $3300, and I spend a little more than 10% of that eating out (restaurants, bars, coffee/froyo, takeout) every month.
@Trilby I would think "eating out" includes takeout, drinks, coffee, etc.
@Holden Cauliflower Note that this number does not include my "Coffee/Snacks" category, on which I usually spend a little less than $40 every month.
Typically I spend around $300 per month eating and drinking out. Notable exception: March of this year, when my former company was reorganizing my department, and I spent a whopping $495 and also started looking for a new/better/different job. February - $267 March - $495 April - $182 May - $297 June - $273 July thus far - $102
I forgot to do an estimate on Friday, but here are my totals: Friday Night - $27.25 @ Safeway buying whiskey and pudding mix Saturday - $3.07 @ Yogurtland buying frozen yogurt for 5 people, $1.81 at Starbucks, $14.87 for a movie ticket Sunday - $20 at brunch with a friend, $2.19 for coffee afterwards $69.19 total, or $51.02 if you subtract the $18.17 worth of groceries I have left over from my Safeway run on Friday. Not terrible!