On Only Suckers Don't Buy Generic

@eeyore Definitely for the Tampax - store brands are awful, awful, awful.

Posted on July 22, 2014 at 1:04 pm 0

On Only Suckers Don't Buy Generic

National brands: Clorox, toilet paper (whichever of the national brands is on sale), and Duke's mayo. Everything else is store brand and probably comes from Aldi.

Posted on July 22, 2014 at 12:45 pm 0

On What Aren't We Spending Money On?

I identify and agree with most of these - no cable, never owned a new car, still haven't bought a house or married. But the investing is not true of me at all. I have been investing in my 401K since I got my first job, and even before that, I had a small inheritance invested (by my father). I think it was my father who gave me such an appreciation for what the stock market could do if used wisely. I now continue to invest with an IRA and a taxable investment account. And seriously, it's the best - I received ~$500 in dividends last month on my Vanguard account alone!

Posted on July 22, 2014 at 12:19 pm 0

On Family Plan Shame

@OllyOlly I still have the unlimited data too. AT&T will have to pry it from my cold, dead hands.

Posted on July 21, 2014 at 9:09 pm 0

On Family Plan Shame

I'm on a family plan with my mother. She wanted an iPhone, which she couldn't get on the plan with her husband, so I added her to my plan. She pays me back every month (plus sometimes a little tip - thanks mom!).

Posted on July 21, 2014 at 4:15 pm 0

On Fear-Based Spending

I had one of those hammer-knife car safety things because I have had nightmares about having to rescue my family from a sinking car. But then the safety tool was confiscated when I was going through security at a courthouse (because of the tiny blade - so much danger), and I haven't replaced it.

Posted on July 16, 2014 at 4:27 pm 0

On How Much Is Your Iced Coffee?

I don't drink iced coffee, except for the occasional treat. But I think my costs are about the same - $13-15 for a bag of coffee that lasts about two weeks. Cream from Aldi is $2, and lasts about the same amount of time. I use my Chemex for days that I can make slow coffee, and those filters are more expensive - around $0.15-0.20. On days that I am in a rush, I use a french press. (So I've got probably $50 worth of equipment, but I'm not including that). All told, ~$1.40 for a cup of coffee?

Posted on July 16, 2014 at 9:51 am 0

On Let’s Throw Some Money at Our Problems: June 2014 Check-in

I am debt-free and have a fully funded emergency fund, so my goals have changed from money target to budget targets. My goal had been to invest 25% of my gross income (and save another 7% in cash). I was doing great until I decided to make another money goal - down payment on a house! Wahoo. Or something. I'm redirecting some of what I was investing into a money market account, so my total savings is the same (32% of gross). I'm still investing for retirement (~15%), and the rest goes into the money market or ING savings. Goal: $50,000 Current: $1,400 (Also, I have about $12,00 invested - I don't want to sell any of this right now, for tax reasons, but I may eventually and push this to the down payment amount).

Posted on July 1, 2014 at 10:23 am 0

On Battle of the Budgets: YNAB or Mint?

I budget with a spreadsheet (google doc so I can check it on my phone if I need to). I manually enter expenses into the spreadsheet, and I use mint to double-check and make sure I didn't miss anything. I budget monthly, which Mint has never been good about (their rolled over budgets always messed me up). But I do use Mint for big picture stuff like net worth and net income.

Posted on June 24, 2014 at 11:50 am 1

On Being the Bert

When I was in high school, I would take my baby-sitting checks to the bank and ask the teller to give me one dollar bills. Then I'd raid the deposit envelope counter for some extra envelopes. All because I had an envelope system for my money. Total Bert.

Posted on June 10, 2014 at 4:50 pm 0