i'm not paying off loans now, but i'm choosing to live a mad life in order to avoid taking out an extra $40k+ in loans--I'm in grad school while working full time, and my job is helping me pay for it. i hope when i finish i will feel like it was all worth it! in the thick of it, i feel insane.
"If you’re comfortable and you like your job it’s pretty easy to just keep working until it’s time for bed." This...is not a problem for me.
@dotcommie there's no such thing as a polar vortex, its a figment of your imagination
the answer is always move to chicago
I mean that statement is true from a classical, neoliberal economics perspective. But classical, neoliberal economics is frequently wrong :)
I'm waiting for the January New Year's Resolution sales. That's my excuse.
@AitchBee For starters, one idea is requiring lenders--of all stripes--to verify borrowers' ability to repay the debt they provide to them. Crazy idea! There are general thresholds about what levels of debt should be affordable to people that vary by the type of debt--for example, you shouldn't be spending more than a third of your income on housing. For credit cards, verifying ability to repay is actually the law now (it was part of the Credit CARD Act of 2010). Lenders need to verify your income before offering you a credit card or extending your credit limit. It's not perfect, but it's a start.
also i've eaten both shin ramen and annie's white cheddar shells today, go me! go finals!
i read the "paper about tax increment financing" and "jimmy john's" and thought "this must be a UIC student", even before the bio line. AMIRITE?