On In Which I Answer a Question About Marriage and Finances That 'Call Your Girlfriend' Asked Us in October
@Lemon Yep, my husband and I contribute to our joint checking account proportionally--he does 2/3, I do 1/3, and we pay for all joint expenses (including rent, utilities, home furnishings, joint eating out, groceries, etc) out of the joint checking. The rest of our incomes we keep to ourselves. We do contribute to joint savings equally, though I'm not totally sure why we treat this differently from the checking account.
One of my dad's best is "put space between the stimulus and the response." It sounds like he read it in some management book, but it's saved me from some embarrassing situations of freaking out when I'm mad. Also, start saving for retirement now and buy Goya beans.
@callmeprufrock YES, i have this problem all the time. my mom does too. i think it’s because we have rounded shoulders. i’ve resigned myself to cross-body bags and messenger bags/backpacks. also, OP: SHOW US THE PURSE! you can't be all "i found the perfect purse" then not produce the goods :(
I'm going to be the lone dissenter about paying for grades. I feel like that would encourage kids to sign up for classes where they could get an easy A, rather than that AP Chem class.
@moreadventurous Top 10 cities by population in the US: 1. NYC 2. LA 3. Chicago 4. Houston 5. Philadelphia 6. Phoenix 7. San Antonio 8. San Diego 9. Dallas 10. San Jose At least half are arguably not East or West Coast! (I know Nicole already admitted error but I'm driving this point home anyway bc I'm a jerk)
omg now i want to do this. but i shouldn't, because i'll tweak it forever and go down a black hole. i would totally add makeup to it, too. i always bring too much lipstick on vacation. also, i hated dresses as a child and now almost always wear dresses.
I prefer bringing lunch because I find it's much easier to get food that's delicious, affordable, and reasonably healthy when you cook for yourself. You can get just 2 of those 3 characteristics from the lunch places near my office. It often seems like the only healthy option at places that aren't sit-down restaurants is salad, and salad is the worst, especially in the winter. I almost always bring dinner leftovers, not sandwiches or frozen meals.
@ronswansonluva Maybe not in one year. In the ten years I've lived in a city, I've seen many friends make renters insurance claims, either because of weather destroying their stuff or fires or (mostly) robberies. In ten years, maybe a third of my friends have had to make a claim or have been in a situation that would have benefited from renters insurance that probably exceeded the $800 paid over the course of those ten years. I don't know if the statistics bear it out, but it happens often enough that I don't feel safe without it. And I do have a lot more stuff than you, so it would cost a lot more to replace it.
@ronswansonluva Yeah, but if your neighbor lights the building on fire (this happened to me), you'd have to move somewhere and would need furniture for it. I don't know if you live in a furnished apartment or someone gave you the furniture, but if it's the latter, I wouldn't want to count on their repeated generosity. Or limit myself to moving into another furnished apartment. If you're using your roommates' furniture and you plan to move with them, at least they should have insurance. And you'd need a place to stay for several weeks while finding a new place to live. Also, you could be broken into, even on the fourth floor. But, if you really have that little stuff, and could adequately start your life from scratch from your emergency savings (it's not just about how much your stuff is currently worth!), you might not need it.