I finally renewed my licence today and had the condition that I need to wear glasses whilst driving taken off. I was expecting to wait for a good hour, but I was in and out in 5 minutes and my new licence is in the mail. It was a good day.
@julebsorry I also have a copper IUD! It was one of the best decisions I ever made. Pills with oestrogen gave me migraines, pills with progesterone made me nauseous and crazy. After trying to get various doctors to let me get an IUD (God forbid my form of birth control should be my choice! They kept wanting to just give me a different type of pill) I eventually found one who would listen to me and agreed that it was a valid option. I live in Australia so this was much much cheaper for me. I went to family planning where they inserted it for free, and it paid $120 for the IUD itself. This is actually expensive because copper IUDs aren't on the Pharmaceutical Benefits Scheme which means the government doesn't cover any of it. If I had wanted a Mirena it would have cost me about $30. So basically what I am saying is move to Australia.
My Mastercard has an interest rate of 13.24% p.a with a minimum repayment of $209 Balance at July 21: $10,464.29 Balance at August 21: 10,214.29
Aw! Mike Dang!!
Oh Mike Dang!
@Kaitlyn Kochany@twitter I could not agree more. I live in Australia and our system is the same. I have never paid for a visit to the doctor. The fact that people in the US think it's totally normal to pay hundreds of dollars a month in health insurance premiums just for basic or emergency medical treatment appalls me.
Logan, I can't tell you how strangely comforting I found this. Generally when I hear people talk about their credit card debt, I feel even worse because they are so horrified with how much they owe but it's usually around $5000 if not less, whereas I currently have about $18000 in credit card debit and am only 23. I haven't really got much to show for it either. There are some car repairs in there and some travel, probably a few pairs of shoes but the rest of it is mundane things like make up and taxi rides which I'm sure I wouldn't have missed had I just not had them. It's only recently that this has really started bothering me. I thought it was all part of being in your 20s, being a student and not really having your life worked out yet and that I would just pay it all back once I graduated and got a "real job". But now I am seeing what a big impact it really has on my life. There are so many things my friends can do which I can't do because I have that debt to pay. I can't afford to move to a nicer place, I can't get a new car because I wouldn't be able to afford the repayments (or be approved for the loan), I can't take 6 months or a year out of my life after I graduate and roam around the world like some of my friends have been able to do. Like you the reasons I got myself into this situation are varied and complicated (living beyond my means and a lack of self control are just the beginning) but the time has come to get serious about paying off my debt so that I can put it behind me. You do it and I'll do it.