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On Buying Houses Not as Easy as It Looks on TV, Duhhhh
Mike & Logan: MORE ABOUT BUYING HOUSES!! questions i (we? 'folders, can we agree?) want answered: -how does your credit score affect down payments & interest rates? -how long does it take to buy a house (it sounds as painful and red-tape-ish as adopting a child) -The Future Of The Housing Market -how much do closing costs & annual repairs & HOAs and all that sneaky stuff actually cost? -how long does it take right now to sell a house (foorrreevver, also it probably depends on a million factors, right?) -also other things but i need to finish a memo for work...
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On Reader Mail: Starting and Sticking to a Budget
My favorite budgeting trick is the rolling budget. For example, I budget out $110 a month for eating out. If in April I eat out a ton and go over, that's just that much less that I can eat out in May. This is really good for clothes, since it allows me to "save up" for bigger purchases and then buy them without feeling guilty. It really helps me see the big picture...I've started thinking about how my day-to-day purchases fit into my yearly savings goals and expenses.
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On 'Fundraising Is Activism, Raising Money Is Political'
this...LOVE this. all of it. "I really believe that the taboos around talking about money help support unjust systems." Also the intentional, proactive steps you've taken to make your money reflect your values. And probably, yes, that we have similar financial worldviews. Love it.