Ok, this semester looks like take-home is about $2144/month after taxes, which works out to: 440/rent 172/studio 166/health insurance 200/student loans 200/IRA 83/phone 50/utilities 172/transportation (a mix of train, subway and gas--ugh, can't believe it's so high, and its mostly the train to get to one of my schools) 160/groceries, not counting going out or alcohol 100/pets (this is food and some in savings for the vet) 27/car insurance 40/gym 8/netflix. This leaves $326/month for everything else: fun, incidentals, beer, etc. What's helped me is to have several savings accounts, some connected to my checking , and one online that takes 3 days to transfer. As soon as I get a paycheck I transfer money to my various savings so all my obligations are taken care of. Once a month I pay those obligations from the various savings, and everything left over in checking after I've done my transfers is MINE and I can use it as I please! It helps me not be vague or forget about upcoming bills. It also helps that I get paid once a week, so I only have to stretch my extra money for a few days-- I have a problem blowing all the extra at once. The one thing I need to start doing is making an extra savings for discretionary spending that is a little more frivolous, like new boots or pants or things, because I rarely have left over fun money for things that pop up. Or, my shoes get holes, I buy new ones with my extra then have a lean week where I can't do ANYTHING but my necessities and that gets hard. I love coffee out and snacks. Another helpful thing is to never bring my credit cards anywhere, but I use one to pay most of my bills, which means I will have a couple hundred at REI later this year to use frivolously and I am already excited about it.
@bgprincipessa I kind of do this! Except I teach at two different schools, so I wear the same outfit on Monday that I wear on Tuesday when I go to my second school. Then Wednesday and Friday I wear the same outfit. Thursday is the only day with no overlaps because I go to both my schools that day. But by staggering the outfits to avoid doubling up at the same school, I am making the illusion that I own more work outfits than I actually do.
I'm pretty sure my family did this, and I remember feeling like it was the sliiiiiickest scam. I can't remember if this was our practice, or if I was always like "say I'm under 11! It's cheaper!!" and they never listened to me. Now I feel the same glee of getting away with something whenever I used my very old college id for movies or find a bunch of chicken at the grocery store accidentally mis-priced and buy it all for my freezer, or any other cost-saving measure. I feel no ethical ickiness from it (and the chicken thing is totally legit, anyway) maybe from learning it from my parents or it could just be dyed in the wool cheapskateness.
When I walked dogs 2 years ago it was $15/walk, and the walker got ten of that. I had a couple of dogs who I could walk to the other's house, but we were paid for 20-minute walks, and it worked out that it was rarely less than 10 minutes to walk to the nearby dog's house. Usually, if I wanted to double up on walks, I had to DRIVE to pick up a bunch of other dogs and walk them together. This was a city, but the dogs weren't very densely packed. Also, I did 20 dogs a day AT THE MOST and I rarely even had much of a break during the day, usually eating on my way to the next dog's house. So basically, I think the $120,000 person is someone like my boss, who held all the keys, distributed dogs to walkers, got paid $5/walk and did some walks herself on top of that.
I had my laptop stolen out of my studio, and my car stolen in high school while I was making out at a boyfriend's house (and wasn't supposed to be there, so I totally got caught). They tie for most expensive, because that 20 year old camry cost just about the same as the computer (at least, I paid the same amount, more or less, when I purchased them).
@Lily Rowan I mean, I seem less crazy when that was my only comment. Nothing was showing up and then they all did at once.
I've tried this three times, and my posts aren't sticking, but it is very important for me to note that AJ was probably going to MASS ART! A public art school that costs state tuition! Not such a bad idea. I mean, art is risky and a terrible life choice (spoken as an MFA who is adjuncting) but those lists seem to discourage for-profit art schools more than art school in general. I only saw one on the list that wasn't a for profit.
@Allison Yeah, I assumed he went to SAIC also. And while we are on fictional art school choices, I always thought AJ was going to MASS ART, which is the only public art school in the US, and costs the same as a state school in MA.
Mass art still costs the same as a MA public university!
@Lily Rowan But I though he went to Art Institute of Chicago, which is not one of the chain schools and is one of the top 5 art schools! Still hard to pay for but a better education. And, while we're talking fiction, can't we assume AJ went to Mass Art, which is publicly funded, and at the time AJ went (mid 90's?) would have cost the same as a state university.