I Used to Dodge Debt Collectors & Now I Have a Great Credit Score

Hiding the car from the repo man and renting a private mailbox so he didn’t have to provide a home address were just two of the ways Dan Nainan was trying to deal with his debt a decade ago.

President Obama to Students: Be Smart, Not Cynical

President Barack Obama joined David Karp, the founder of Tumblr, for a live chat about student debt Tuesday. One-third of Americans who applied for an educational loan this year also have a Tumblr account, said Karp, who fielded questions about educational costs submitted by Tumblr users. Here’s what POTUS had to say to today’s students.

My student debt was manageable, unlike yours.

Obama said that when he graduated with an undergraduate degree he was able to pay off his student loan debt in a year with a job that wasn’t particularly high paying. But today student loan balances average about $30,000.

Earning 315,000 Credit Card Points in Less Than a Year

You’ve seen the stories about people who earn all kinds of free travel rewards with credit cards. But perhaps you think it’s too complicated or too much of a hassle. Or maybe you are worried about how applying for all those cards will affect your credit.