Hindsight is 20-20. My nearsighted eyes are not, but there isn’t much I can do about that right now. I can’t afford to visit an optometrist for a new pair of glasses. My vision insurance, along with my sense of self-worth and steady biweekly paychecks, were ripped away from me last month when I was laid off. I hadn’t seen the axe coming and was devastated by the news. I might also have been financially ruined were it not for the existence of unemployment insurance and a committed partner I can rely on to pick up any financial slack.