@VelourFog Life cycle funds reallocate based on your age. That is why there is a target retirement year. Assuming "g funds" are most likely bond funds then yes they do that for you automatically. You can also always exchange your shares into a life fund and reallocate yourself. It's not a life commitment! IF you google life cycle funds, I guarantee the majority of finance writers are for them. It's only good to not use one if you like tinkering and will actively watch it—which could save a little money on fees. However, lifecycle funds can have very low fees—Vanguard fees are 0.18 for life cycle.
@Christy You're totally fine. A life cycle is diverse and they will reinvest as time goes on to buy make it less risky as time goes on. This is the one time when you can set it and forget it!
I have, I mean... my friend orders from a delivery service in NYC and it's about $20/gram. Totally down with that price. Talking about my friend, of course.
@stuffisthings Totally. Botched the below comment.
@stuffisthings I don't really think that is a fair comparison. Cannabis is way easier to grow and be can grown anywhere. Tobacco on the other hand isn't quite as easy. There is also a major price difference between the two. Tobacco is Have cigarettes ever been illegal? Has there ever been a true black market for it? Marijuana is incredibly easy to get right now. If it was legalized and half of the street dealers disappeared it would still be fairly easy to get from them.
@deepomega They're doing the same thing in Washington and Colorado. If the government marijuana is way more than the street marijuana why would anyone buy it for the higher cost?
@bgprincipessa that's a dream! Less than inflation. Mine went up about $350 this year. That's after I negotiated it down $50. But to be fair I am still paying way less than market value. Oh, the problems of moving into an apartment in a gentrifying neighborhood and staying for 7 years.
I read about 80% of this so I apologize if it was mentioned, but why don't you ask for a performance review? If the review is good you can ask for a raise at the end of the review.
@missvancity I've been a member of a CSA for over 3 years and always do it by myself. I do half shares and pick up every other week. Seems easy to me. About half of my CSA seems to be alone. I think a half share of veggies in mine is about $260.