I save about 16% (8% in 401k & max out my Roth IRA) not including my company's match, which is 5% + an end of the year additional 2% contribution. I'm just above his bare minimum and I still worry about this a lot more often than the average late 20 something.
@samburger right on. And a good chunk and can 40% of it.
@moreadventurous If you sign up for digital delivery the $20 fee is waived. Make sure it's a tax-efficient fund and don't take any money out within a year or you'll have to pay a short term gain tax.
@moreadventurous If you need it to be liquid in 2 years go with the savings account. You could also get a little more with a CD. Ally is definitely a good bank to use. Index funds are for longer term investing.
I just got a new credit card (Barclay Arrival mastercard) and it gives me the score each statement. Really great to see it every month.
@Caitlin with a C I didn't meet one person who did not speak English in Iceland during my trip. They all spoke it and were quite good at it. You'll have no problems.
@Marissa You should look into a package flight/hotel package from icelandair. I did that a couple of years ago and it was a lot cheaper (& more comfortable) than the OPs experience. I had my flight from jfk, roundtrip airport transportation, my own room in a 4-star hotel w/ spa, admission to the blue lagoon w/ a massage, and a city pass for buses/museums for $800.
@meatballsub I had no problems eating in Iceland and I am vegan. Vegetarian should be no problem unless your bf is super picky.
@readyornot To me personally, it is not slim so I suppose we disagree there. I never check bags so priority boarding is actually a big plus for me so I can make sure my bag can fit.
@readyornot The real benefits lie with having an airline credit card on top of the loyalty program. With mine I get priority boarding, free checked bags, 2 passes to the airline club (hello free booze, snax, outlets, and wifi), and I've been upgraded several times without doing anything. It has a $95/yearly fee, but I've booked free flights to Amsterdam & Tokyo/Seoul so it's worked out for me. The trick is to always pay in full.