SAS! Such a handy dandy program to know how to use. The SUGI paper titles crack me up because the puns are so deliciously bad.
Well it seems to boil down to "MUST PAY BILLS."
Are we going to talk about the race inequality part of this as well? *ducks head*
@OllyOlly IT DEPENDS!!! There's a lot of stuff made SPECIFICALLY for the outlet and there are things that are shipments from the regular stores to make room for new stock. The latter are much better quality than the made-for-factory items.
@tw0lle You've got to also assign the intrinsic value or worth of the item to you. I can buy a plain cami at F21 but I can buy a silk cami from Club Monaco. For me, I value the silk purchase higher because *I* like silk. Others might not like the fact that you dry-clean silk so they might value the item less than the F21 cami.
@aproprose If you can get thee to a Premium Outlet Village, shop the sale sections at places like Theory, Elie Tahari, Off Saks 5th Avenue
I have moved to much more expensive, high quality items. I still buy a lot (lifestyle creep, holla!) but I hope that it'll even out sometime in the next year because I only need so many of a certain item (e.g., a grey Theory sweater to wear over all my business clothes, I don't need multiple similar grey sweaters. Plus I love this one a lot *snuggles it*).
LOL just ran the numbers. My minimum payments are over 18% of my monthly take-home income. It's about 22% w my new job and it was about 30% a couple of months ago.
Mike, do you remember why you ran away?
@LookUponMyWorks Your student loan interest is always going to be deducted at the full amount unless you make more than $75k. "However, if your modified adjusted gross income (MAGI) is less than $75,000 ($155,000 if filing a joint return) there is a special deduction allowed for paying interest on a student loan (also known as an education loan) used for higher education."