Using a credit card definitely feels to me like I'm spending the money twice. To counter that, the way I use my credit card is that when I spend money with it (usually because a place doesn't take debit), I move that amount of money from my chequing account to savings, so I've already accounted for it in my budget. And like you, my spreadsheet that tracks how much money I have has a debit column, visa column, and then debit - visa column which is what I actually have to work with.
@Michelle I've never lived in Alberta but I'm told the liquor laws are more freesome there as well. But yes, if you're moving to Canada for booze reasons to Quebec you must go! I miss that. The expense is a bummer for sure. @theotheginger the one upside of being unemployed was getting in the line with all the other people before the lcbo opened this morning and ohhhh this just makes my life sound real sad.
@Jinxie Well ... this is just in Ontario. Every province has different liquor rules, I imagine just like it is in the states!
I guess my one thing for today could be buying booze before the LCBO potentially goes on strike tomorrow just in time for the long weekend. One thing: accomplished! I'm so proud *wipes away tear*
I recently upgraded from mcdonald's double doubles to making instant coffee at home. So I'd say I have a year or two to go to make it as a True Coffee Snob, but I'm getting there!
We all need to pull together now to make zeitgeisty really happen.
Slaves ... of Beverly Hill ... I DIE.
@olivia in the last one she wasn't misspelling the name, she was remarking on the response!
that $1000.00 closet person is totally and completely deluded right? I mean ... is that a joke?! What person in their right mind would think they have a shot in hell of getting somebody to live there?! am I wrong?! Do I just not understand manhattan?! I have so many questions.
when it comes to bank fraud like this, the banks are really the ones that lose because they have to repay the money. then again, they have lots of money. then AGAIN, maybe they have insurance that pays the money instead, so it's really the insurance companies that lose, and THEY have lots of money. This happened to me once, and it was right after my mom had put tuition money into my bank account, so there was a hefty chunk to steal. I will say this for BMO - they put it right back into my account the next day - possibly the only positive experience I've ever had with them.