@LookUponMyWorks Thanks so much!!! But also, ugh, seriously. I have been at the same job 5 years and at the house for 3.5 years. I HATE CHANGE. I am barely holding myself together here...I did not plan for everything to go down at once.
@RiffRandell Ah! I love a good Thanksgiving weekend foxhunt!!!
@RiffRandell My truck is a Toyota Tacoma, so probably not as much of a guzzler as the typical horse girl's towing vehicle, but I didn't even think of that aspect-- good point! @Allison, thanks for the heads up! And yes, it's totally dorky, and yet awesome. ;)
Good luck, Meaghan! We will miss you!
I would like to announce that after only a week on the market, I received three offers on my house and accepted one of them yesterday for MORE THAN ASKING PRICE. I am more anxious about moving than I am excited about making a profit (and buying a more long-term house within the next few months). Since I'm also changing jobs in two weeks, I have to move in with my mom (thanks, mom!) for a couple weeks until I've been at the new job long enough to close on a mortgage for something new. I can't decide if I should store my stuff in my dad's garage for free (20 miles round trip; I do have a small pick up truck, but I'm envisioning 10 trips back and forth at least), or just shell out for a POD, pack it at my leisure, and have them hold it until I buy the new house, and then drop it off (thus also avoiding the 10+ round trips of bringing the stuff out of storage). Anyone have any experience with Pods? Anyway, I'm in the office today, and also Friday. Poop. But tomorrow I am bench pressing with my powerlifting team at 8 AM, and then heading to Thanksgiving dinner. Should be a free/cheap day. Friday I have to work like I said, but I have a few Black Friday items I'd like to snag online. I anticipate spending about $75 on the things I have in mind. Friday night I have a girls night with some friends who will be in town; we're going to make Christmas snowglobes and drink wine. Saturday, I need to start boxing shit up. And ride my horse, and go to the gym. Sunday, we are seeing Saves the Day, Say Anything, and Reggie and the Full Effect. Already bought tickets, but will be spending at least $30 on pre-show beers and foods. Total: $150ish? I also need gas. I always need gas. I can't wait for my 2.5 mile commute to start...
@dotcommie I was wondering that too! I know VA loans don't require money down, but she didn't mention that. And closing costs would be at least $3,000, unless FHA lets you finance them too.
@ThatJenn I totally, totally understand! I also don't have a mortgage now, and feel totally paralyzed and trapped as well, for the reasons you stated. :( And I am making a profit and it's STILL really hard, logistically, financially, and maybe worst of all, emotionally.
@ThatJenn What area of the country are you in, out of curiosity? Like you, I bought a "just for a couple years because it's all I can afford" house when I was 22 for $80k, BUT I'm now selling it 3.5 years later for almost $200k. However, there are some serious downsides to this transaction: because I am buying the new house by myself, I don't have the wiggle room to buy something else before mine is sold, so I have to move twice-- pack everything up, move in with my parents, and then hopefully find another house (and there's nothing on the market right now, which is making me second guess my decision to move on to something bigger now that I have offers). Also, in my area, even houses in the $300k range need lots of work, so I'm going to be taking out a mortgage, which I don't currently have, and will still have to sink more costs into a place on top of it. My place is in mint condition, has new stainless steel appliances, central A/C, new highly efficient heating system, and so on, so it's pretty frustrating to see these bigger, "better" houses that need tons of updating and repairs just to be "as nice" as my current, cheaper house (my house is smallish, and in one of the "worst" neighborhoods in my town). I, too, have never really loved my home, but at least now it's cute, in great condition, and set up just how I like it. It's hard. I also did the roommate thing for a long time, and it was mostly awful to be a landlord and a roommate simultaneously, but it did make things a lot easier financially. And I, like Lexie, have the boyfriend who doesn't want to commit with joint ownership. However, he lives with me in my house and pays rent to me, so it's kind of a win-win? I do think if Lexie really wants the house, she should go for it. The boyfriend can always move in. And if they break up, at least she didn't NOT get a house because of him. I know nothing about the Nashville market, but around New England it's still a pretty good time for a first-time home buyer to buy. If I were you, I'd want a lot more savings in the bank, though-- for closing costs, repairs, and filling oil tanks, etc, even if you are doing a no money down loan. Also, only having one bathroom is really fine.
@ATF Union Square Donuts is pretty darn expensive! But delicious. I like their cake donuts when they have 'em.