On Living Paycheck to Paycheck in Boston on $80,000 a Year

I live an hour south of Boston (kind of curious what town Nicky is from, as it sounds like it must be close to me?), and my boyfriend and I make about $80k combined. Fortunately we have a pretty low cost of living, but we still have to live pretty frugally to make it work. I went to college in Boston, and for a long time I really missed being in the city and tried to make moving back work, but I just could not afford the rents. Now I actually prefer having a place to park, fresh air, and woods nearby.

Posted on September 22, 2014 at 2:46 pm 0

On Happy Monday. Are You Richer Than The Average Millennial?

According to Mint.com, my net worth is $184,000. I'm 26. This is largely due to owning a home outright which I bought in 2011 and has now increased 1.5x in value.

Posted on September 22, 2014 at 12:15 pm 0

On Monday Check-in

It was a pretty good weekend! On Friday, we went to a fancy surprise birthday party in Newport, RI. It was really fun! I only had a couple of beers, for which my boyfriend picked up the tab, but I did fill up my gas tank for the journey, which was $40 I think. We ended up driving the hour home after bar close instead of getting a hotel room, but man, it was rough (the beers were long out of my system, but I was tiiired). Saturday: I slept in, went horseback riding, and went to the gym. Then my boyfriend took my mom and I out to dinner! It was lovely. Spent the rest of the night in watching a movie and cleaning the house. Peeerfect. Sunday: went trail riding with a friend, free. Then my boyfriend and I met up with his sister and her husband for lunch. I spent $10. On the way home, we did our biggest ever grocery shop. My share was $67. It should last us basically forever though? We stocked up on a lot of things that were on sale, plus we are having a little wine and cheese soiree tonight so we got supplies for that. Total: $117, which was $42 over my estimate, but...so many groceries!

Posted on September 22, 2014 at 10:58 am 0

On Here is Your Open Thread

@theotherginger They are just doing the Powerball thing, but I'm being hit up for $2 a couple times a week to join the pool, and I don't really want to do it but also don't want to be the one person who DOESN'T do it (especially if they actually won). Argh.

Posted on September 19, 2014 at 4:22 pm 0

On Here is Your Open Thread

What are everyone's thoughts on office lottery pools? My department is doing them multiple times a week now and I'm feeling a bit resentful.

Posted on September 19, 2014 at 3:03 pm 0

On Good Enough Homes and Destinations: What You Get For $300,000

I can't believe the realtor for the last one took the photos with all that clutter. Yikes.

Posted on September 19, 2014 at 2:59 pm 0

On Friday Estimate

FRIDAY! My boyfriend and I are going to a fancy cocktail birthday party in Newport, RI tonight. My friend is throwing it as a surprise for her boyfriend's 30th. I'll probably spend about $10 on drinks (I'm driving) and I need gas ($40). I bought her boyfriend a 6-pack of nice beer and some chocolate last night. I had no idea what else to get him! Saturday: I need to go to the gym, and ride my horse. Don't have anything else planned though. Sunday: I might go trail riding with a new friend. I'll offer to throw her some gas money for hauling my horse. Total estimate: $75

Posted on September 19, 2014 at 9:48 am 0

On Aspiring To Be An Effortlessly Cool Woman With $400 Shoes

I got a pair of Coach ballet flats for $3 at a yard sale last weekend. The dream is alive.

Posted on September 16, 2014 at 1:43 pm 1

On Chatting About Work Trips and Expense Guilt

I struggle so hard with whether to expense things! For example, my work often sends me to the post office. I drive a truck, and it's like 10 miles round trip. And it's totally expense-able, and I think that works out to be a $5 mileage reimbursement for each time, but I feel so petty making an expense report for $5, but also, $5 of gas means more to me than it does to my company!? Argggh. My boss is actually the one who approves expense reports, but I am being trained on taking that over. Apparently we do not reimburse for things like magazines, etc, at the airport, and we do have lots of guidelines on what constitutes "reasonable" expenses. I am not looking forward to having to email people and say, "Nope, sorry, not paying for all the booze you had at the trade show."

Posted on September 15, 2014 at 12:28 pm 0

On Monday Check-in

@LookUponMyWorks I was extremely lucky that all of this was *my size* too! I will probably try to re-sell the Coach purses on eBay, though. I love a good hustle more than a good vintage bag. :/

Posted on September 15, 2014 at 12:20 pm 0