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On The Getting Out of Debt Storyline
@Catface This is the best comment of all Billfold.
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On Friday Estimate
I'm punishing myself for overspending last weekend, so: ~14€ for wine if we end up drinking the whole bottle tonight (on my second glass so looks that way) ~3€ for parking or coffee or whatever And that's it. My husband just paid for groceries and we have a family weekend with lots of outdoor time planned out, so hopefully no spending, yay!
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On Monday Check-In
You guys, I did my estimate last Friday the first time ever and I totally messed it up. I estimated 20€. We were out shopping on Saturday, and I was doing so good! I was going to get out of the weekend with only spending 28€! (I went over my estimate because I was feeling generous and wanted to pay for the wine bottle we bought for our babysitter). Then I got bored Saturday night and ordered a bunch of books from Amazon UK and that cost me like 32€. And I didn't even remember that I was on a budget and I totally, totally forgot, and I ended up spending almost triple my budget. :(
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On You Are Forgiven
THIS RIGHT HERE is why I love The Billfold.
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On Friday Estimate
I always always forget to do this. I hate every Monday check-in because I always forget to estimate on Friday, and then notice that I've spent tons of money. Stupid. So now that I got around to this, my estimate for this weekend will be 20€. We just did our grocery shopping which was hella expensive but my husband paid for it. Tomorrow we are having a lunch / shopping afternoon, and I'm limiting my spending to 20€ (he's paying for the lunch, the gentleman that he is) because I need to pay for all those weekends I didn't do my estimate and overspent.
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On Is It Worth $5 to Return This Bread, What About $4 for These Headphones With a Microphone in Them
I've recently started returning stuff, mainly clothing (because in here you can't return stuff like you can in the US, usually stores only accept the returns that they legally absolutely have to, not in the name of good customer service). Even if it's cheap clothing, like HM, Zara etc., if it breaks right away, I'll return it. It's oddly liberating and makes me happy (illogicallly, because shouldn't not having to return something I bought and liked should be the actual happy thing, right?), because I've never done that even if something has broken right away or never worked the way it's supposed to in the first place. I've always just thrown those away and not thought about it because I'd feel scammed, but now it's like I'M TAKING THE POWER BACK!
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On Manners
I would love to charm school. If only for the reason that, while I think my manners are pretty good, I am dead afraid of eating anything during a business meeting. I swear every time I eat or drink something I make a mess. Last time I actually broke a coffee cup. Business lunches are so so so awkward.
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On A Friendly Conversation with a Banker
@stuffisthings In here at least, time difference is a factor. For example here in Finland you only need to deal with Sweden to have to stay 2-3 hours extra, easy. Also, clients are everywhere and because they're the ones with money they apparently don't have to care what time it is in here? Another thing is that deals often happen on a _very_ short notice and because of the bazillion rules and regulations a simple limit increase can demand a lot of work from a lot of people on different levels. I'm currently not in banking though but my husband is, and from what I gather, the most popular reason for 30-40 year old male bankers to stay late is to avoid going home until the kids are asleep and the wife is two glasses deep in a wine bottle.
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On Driving a Cab: The Best Working Class Job There Is?
@julebsorry Cab driving in London and NYC are very different things. From what I've read, for NYC cabbies that is probably true.
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On Friday Estimate
Today is Good Friday and literally nothing is open. So today, nothing. Tomorrow a shopping trip for kid's clothes, which I hope my husband will pay for, and then again nothing's open for two days. Sunday we're driving to my parents' for dinner, and hubby has budgeted gas. So, nada. Which is GOOD, because yesterday I spent 100€ in groceries for four days and some flowers for holiday decoration. BTW is seems like a lot of my estimates rely heavy on the fact that my husband is paying for almost everything, but that's a somewhat false conception, because I transfer money to his account every month (1000€), which he then uses for parts rent, car and food expenses. So technically I'm paying for that, but for budgeting purposes is easier to do it this way. Hubby runs a tight ship.