$20 for pizza (Friday night) $36 for gas $9 for cat food and coffee creamer $12 tip (my mom paid for the lunch, I left the tip) $20 for a half rack of ribs for a dinner party last night (I think there might have been change but the boy never gave it to me)
@redheaded&crazy Thanks! You've made me feel better! And I'm not sure it's a matter of manners necessarily, I think it's more a matter of not understanding what I am going through financially. Finances aren't something that are talked about in my circle of friends. A trip that my friends my deem inexpensive may be something along the lines of $3000, which I find CRAZY expensive. But for them, it's really nothing, ya know?
I highly recommend buying a whole frozen chicken. You can get one for under $5! It takes a while to cook (like 2.5 hours), but it's worth it! Because you'll have lots of chicken AND if you have some extra time, you can make your own chicken broth.
I totally read that essay last night after she posted it in the comments! My favorite line because it is SO TRUE: I've historically been pretty good at getting by on what I have, especially if you apply the increasingly common definition of "getting by," which has more to do with keeping up appearances than keeping things under control.
@Katzen-party Most of my friends do not have any debt. The conversation is more like this: ME: Have fun on your trip! THEM: Come with us! ME: Oh I wish, but I just can't afford it. THEM: Yes you can! It won't be that expensive! ME: No, really, I can't afford it. THEM: Aw, c'mon! You know you want to go! And really, it's not that expensive. ME: NO REALLY, I CAN'T AFFORD IT.
@redheaded&crazy It's just hard because none of my friends have the debt that I have so they don't understand my situation.
As childish as this might sound, I feel the need to ask anyway: what do you do when all of your friends are going on a trip and are really pressuring you to go as well? I'm often frustrated to the point that I end up yelling at them, which (of course) upsets all parties involved. But I can't afford it! Really! Please don't tell me I can! I guess my real question is: what is the nice way to let people know that I can't do the expensive things that they do without yelling?
Logan, your journey is really inspiring to me because we are REALLY in the same boat. Seriously, it's almost scary. We make the same amount of money, have approx the same amount of debt, and have no student loans. I've used my "actual" money to pay my bills and my credit cards to live for almost 10 years now. I'm curious how you're going to start working on this debt. Ready for the next chapter!
@Logan Sachon My friends are freaking buying houses, and I can barely buy groceries because so much of my income goes to my cc balances. So don't feel alone! I think there are plenty of us out there, but it's taboo to talk about. That's why I'm thoroughly enjoying this site and the stories of regular folk who struggle like I do.
Logan, you and I have similar amounts of credit card debt. Except I only have three cards and I have NEVER had a zero balance on any of them. I'm fortunate that I don't have student loan debt (I guess), but my cc debt IS my student debt. I'm 30, been out of college for 6 years, and I'm still struggling to pay my minimums.