Between college and high school, I lived a dark, strange year at home, working a variety of serving jobs and moping around our house, a moppet of misery. I had to defer admission to college due to a financial aid keruffle, and I was full of vitriol; I was a miserable 18-year-old convinced that this minor injustice was the worst thing that had ever happened to me. I don’t remember much about that year—maybe, because my memory is notoriously bad, or because I willfully tamped it down into the box of things I’d rather not think about—but at some point my father made me apply to a state school.
I have always done my taxes myself, because for a long time, they were very simple. I had one job, or maybe two jobs, depending on the year, and a student loan interest form that I always lost the minute it was mailed to me. Doing my taxes is exciting, because I get to fill in the numbers, check off the boxes, and watch the amount of money that I’m going to get back from the government grow. One year, I did my taxes at the end of January, got my refund by the first week of February, and booked a plane ticket to New Orleans for Jazzfest with the proceeds. Another year, I put some of the money aside in savings and spent the rest on a Coach bag, convinced that I would have it for decades, telling myself that I deserved the purchase because that was money I worked for.
I don’t really buy much online, though I always intend to start. It’s on my mental to-do list of things I should do to save money, like doing my own laundry instead of dropping it off, or cooking every single meal at home. Everyone I know swears by it. “You don’t have to go to the store! You don’t have to deal!” they say as they open boxes full of new things from the comfort of their own home.