Yay! Congratulations on your progress, and thank you for being brave enough to write about it. (Totally not the same, but a related anecdote: I am transitioning out of five years of veganism and, after introducing some chicken broth and eventually cooked chicken or fish, my first meat *meal* will be a pulled pork sandwich.)
My family plan includes unlimited data, grandfathered in from when I got my first iPhone circa 2008. They will need to rip that contract from my cold dead hands before I give it up.
I love to buy books on the cheap at library sales, garage sales, and thrift stores so that I can give them to friends when I'm done. I've been trying to thin the personal library in recent years (down to ~800 books!), only hanging on to the books I know I'll want to annotate and re-read. Nowadays I read everything from the library first, then purchase if I am moved to do so for posterity. Library book sales are the one exception to that rule: support a good cause and have a copy to hand off to friends!
@swirrlygrrl That is super sweet! x
I'm all for accepting help when it's offered, but this sounds like the author's parents are effectively bankrolling her discretionary spending: what she would otherwise spend on rent, she now spends on luxuries/indulgences. Without a clear game plan for moving out or a deadline for supporting herself with writing before she looks for a day job, this feels sort of icky to me. If my brothers or sisters were living this situation I'd give them a stern (but loving) talking-to about responsibility and priorities. Enjoying life is important, but becoming independent is the foundation for lifelong happiness. That can't be achieved through spontaneous trips and concert tickets.
@HelloTheFuture Replacement value is what you should be operating on, though.
@rhinoceranita Ugh I am so sorry that happened to you =(
@ronswansonluva I don't think the 8% thing makes much sense. I would suggest thinking of it in terms of risk/reward: is the risk of theoretically losing $80 greater than the reward of being covered if something catastrophic happened? Electrical fire, plumbing catastrophe, a burner left on overnight, someone injuring themselves on your property. In my opinion $80 is worth neutralizing that gigantic risk.
I have had Geico renters' insurance for three years and really like them. You should finalize your purchase over the phone, though, because the reps can work magic to lower the quoted rate.