@Louise Belcher @goodtimesnoodlesalad Claiming you have assets you don't actually have would likely make a partner more willing to share their assets with you, as well as instill a sense of security that's easy to take advantage of. Also yeah Ester is crazy, I would totally break up with that nut.
On In Which I Answer a Question About Marriage and Finances That 'Call Your Girlfriend' Asked Us in October
My situation is similar to the LW's in most respects: my BF makes over double what I do, we've purchased a home together, and I tend to take on the bulk of the daily housekeeping. We have separate checking accounts but, for all intents and purposes, a joint savings account (I'm the one who accesses it). Here's where the LW and I differ: my boyfriend has always made it clear that his money is my money, and vice versa. I pay for utilities and we split the mortgage payment equally, but he pays for the car, car insurance, and nearly all of our dinners out, movies, etc. The money we put toward the down payment and renovation was nearly all his. We're paying for another small renovation right now—out of his pocket. If the LW's boyfriend insists on splitting all costs down the middle, something's amiss. That just doesn't make sense, and it probably isn't sustainable. The LW needs to check in with him to see exactly how he thinks about money. FWIW, my BF and I probably won't ever have a joint checking account. But that doesn't mean things don't feel equal between us.
Great, great piece.
@guenna77 Agreed. My boyfriend and I paid closing costs when we closed on our condo last year.
That spreadsheet is ridiculously cute. Nicole, I'm sure you're one of those people, like me, who spends that extra-time-in-bed-before-getting-up planning what you're gonna wear for the day. (I guess, who isn't one of those people? Freaks!)
@lemonhead3159 I've never heard of parents buying a house for their kids in college before. It sounds like they did a bunch of things right! Super impressed and inspired for future family-planning, um, plans. What a cool idea. Also kudos to you guys for getting those scholarships.
"I feel like I’m living more in the moment now than I am for the future, and I’m okay with that." Guuuuuuuuurl. Now is *exactly* the time you should be living for the future. You're not in college anymore! Stop taking it easy on yourself.
You can even sign up for emails from places like J. Crew and Madewell—they have sales all the time. (Literally all the time.) Sure, it's more expensive, but it's also way better made (and probably cuter, honestly) than anything you'll find on Amazon.
@dollars¢s Thank you so much! That's so helpful. A neighborhood called Friendship—I love it. We'll look into these, for sure!
@dollars¢s My BF and I are talking about moving to Pittsburgh! I've never been there and he's only visited a few times. Can you recommend a couple neighborhoods to check out?