My post seems to have disappeared...? My two go-to stations while I was doing my undergraduate thesis were based on Gilberto Gil and The Bad Plus. The Gilberto Gil one was this samba / Brazilian rock sort of thing, with very dance-y, up beat songs in Portuguese (so less distracting lyrics.) The Bad Plus is this jazz group out of NYC with very interesting songs and lots of covers of rock songs. EDIT: OK wait it's back? but disappears if I delete this second one...
My two go-to Pandora stations while I was working on my undergraduate thesis were based on Brazilian singer Gilberto Gil and jazz by The Bad Plus.
@CL I mean, yeah. Ally is .87% which is as high of a rate as I've found so far in a simple savings account. Well, that's what no load means, right? The Vanguard one I'm looking at (the WB recommended one) has no purchase, redemption, or 12b-1 fees, just a $20 annual carrying fee for being under $10K and the .17% ER, which seems like the right fit.
@Meaghano Ahh, thanks. It's mostly that there may be a time when I don't have as much income as now (aka grad school) so I'd like the option of tapping into it, but can't really know at this point. I will also continue to save money anyway. I think I will try out with a smaller amount in the fund and go from there.
@CL @fo Thanks for the imput, both of you. I've just never invested or anything before, so I'm trying to even understand what an index fund is, much less "no load" and all of the other components. Or even that this is what I should be looking at? I just have enough savings to want to do something active with the money, but need it to be relatively liquid in about 2 years. I was going to just get a high interest savings account, like with Ally, but my mom suggested looking into the index funds.
@moreadventurous oof, I forgot about $10 at CVS on floss and soft picks to promote better dental hygiene and teal nail polish in hopes of ushering in spring.
Hah, I'm literally researching index funds (no load vs. low fee) right now. I feel very confused though.
@andnowlights I also am not a fan of getting haircuts. I actively HATED it for a while as well, but I have a lady who I like now so it is not as stressful of an experience. Also, I'm pretty happy with what my hair is doing these days so no major decisions are happening. I spend $60 (plus tip) in Austin. It's more than I'd like, but I only go every six months, she does an amazing job, and I get free bang trims between cuts. I think of it like $15 per month for annual hair maintenance, which helps.
I didn't estimate, but I generally like to keep weekends around $100. Friday: I ran out of lunch foods, so I grabbed some tacos for $6. After work, I met up with a few friends for happy hour, which turned into dinner and many, many drinks. But also many laughs! $36 Saturday: I went to the coffee shop to do GRE flash card making. I got a coffee, a cinnamon roll, and a topo chico for $8. I was on the phone for like two hours with my mom and went on a lovely walk while doing so. Had pizza at the house, my roommate's treat since I cooked last week. Then I biked downtown and met up with my friend for a low-key beer hang out. $10 because they still give me a service industry discount at my regular spot. Thanks guysss! Sunday: It was very cold and gloomy here. I caught up on all the TV shows from last week. Then, I did GRE flash cards with my other roommate who was kind enough to help me, but actually got really into it. I popped over to an Oscars watching party, bringing wine I already had. So, $60 but I really need to do some grocery shopping. Big congrats to @kentuckygal on the engagement, and all the moving folks!
...and a happy monday to us all :( (very pretty, very sad)