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On When Do You Pay Your Bills
I pay all of my fixed monthly expenses, and make a transfer to a savings account, by autopay two days after the date my paycheck drops. The two days is for scrambling if some disaster ever happens. Other bills I pay online within a couple of days of arrival, and on the 21st of the month, the last bill of the monthly batch arrives, and there should be no bills in the to-pay pile after that one's done. For emergencies, the savings account. And when I have to transfer from savings to cover something that I wasn't actually saving for, then I schedule a one-time transfer from checking back to savings, for after the next paycheck will drop. Or sometimes one next month and one the month after.
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On Debt Just Another Reason I'll Never Be a Spy
@CubeRootOfPi Kelley wasn't trying to get clearance. She's just a typical example of people who have plenty of money but still become crazily insolvent because. They're just using her to attract eyeballs to the piece. Interesting that the article notes that most spies do it for the money, rather than any kind of ideology. Which means, yeah, you want to give those jobs to the people who can manage their finances like adults. Maybe they should also only give them to single people, since blackmail's also the logic behind the "Cheat on your wife and you're fired" policy.
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On The Town That Nora Roberts Remade
There was a New Yorker profile of her in the last two or three years that's worth digging up.
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On My Mom Stole My Identity and Ruined My Credit
I guess I wasn't expecting "My having pressed charges against my mother for identity theft, and her subsequent fraud conviction will make Thanksgiving tense this year." But, "We still have a great relationship"?
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On Staying At Home, But Also Hustling
Giving up your career to be the house spouse has always felt to me like the same kind of risk, or gesture, as not having a prenup, but bigger the less income you have. And, I've gotten quotes for disability insurance, self-employed. Crazy high quotes, but once I'd been on my own five or six years I could get it.
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On In Florida, The Idea of Different Tuition for Different Degrees
I'd rather see them offer companies in those industries a little tax incentive to sponsor scholarships in those fields?
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On How to Avoid a Dental Nightmare
Oregon is fighting about fluoridation again, right now. Dentists in Portland love to look in people's mouth and say, "Ah, I can tell you didn't grow up in Oregon. Your teeth are much better than we see in natives."
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On My American Dreams (In This Economy)
Wait, that first one? It's not that you've gotten yourself into this spot, come over the bridge, and now you have to go back, and you realize the bridge is no good, and you managed it somehow in the first place, but now you realize it's impossible so you can't do it again? Because, that's mine. Only it's climbing up high places and not being able to get back down. The class you have to drop or take the exam, every person in the world has that one. And the crumbling teeth.
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On I Rent My Apartment Out for $200 a Night, And I Feel Great About It
What's the Airbnb line on insurance? If you're violating your lease and your "customer" does some kind of damage then you're obviously completely fucked, as soon as your landlord's insurance company susses the situation and denies the claim. But what if you own your own house? If it goes past faking the insurance company out about this injured and/or destructive stranger being your house guest, would your basic homeowner's policy be useless? Seems like they like to do stuff like that. There is special insurance for running a bed and breakfast, as opposed to just renting a room out or something.
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On We All Must Be Preppers
Maybe you only need guns of you're the kind of person who says shit like "non- mother, father, and God-centered family."