That is not hack. That is enviably awesome.
Not only not having to figure taxes quarterly, but also not having to pay the employer-side share of Social Security and Medicare. If you're getting a 1099 then you're paying both. When you go to a W-2 position, they start paying half. Something like 7.5%.
If you're going to talk about this stuff, got to mention Reed and St. Johns, who said it was such bullshit they wouldn't cooperate, and got skewered for it by the magazine.
"I decided I’d buy a lip balm or something, get her off my back." That is not how these things work. A thing that does sometimes is to present as though you are even more fanatical about some other choice. Like, "I only use La Prairie. It is the only stuff that touches my face, even though I spend more than rent." Or, "I am so allergic to every skincare product sold in a bottle that I make my own in the kitchen out of ingredients from the farmers market. You should try it! I will email you the recipes!"
@eliza Agree. You might talk to HR or your manager about "someone older," but they are going to talk about "someone with more experience."
I'm looking for that chart where column A is saving $2,000 a year starting when you're 21 and stopping after a while, and column B is not starting saving $2,000 a year until years later, and doing it for much longer, and still having much less money because, interest. Where is that chart? That is so much of all you need to know.
I feel like this is a skill that develops with maturity. The capacity to address your life in areas, rather than say, "This isn't working," and start dreaming of a new city, a new career, a new relationship and a great new workout all at the same time. Also valuable, being able to distinguish causality between the modules, as in, It's not the career that's not working, it's the city I can't afford to live in on this salary. Or, It not the workout that sucks, it's the relationship with the person who thinks I need to work out more.
Pilot Razor Point
Hot towel first.
One aspect of hot messness is that they frequently spend a lot of time with other messes, who reinforce every destructive thing they do. And the other voices around them, the ones saying that it's about time they got their shit together, are less fun to hang out with. The people you choose to call your real friends are always really supportive of your bad choices, and never judgmental. And frequently in worse shape, in one area of life or another. It's like alcoholics hanging around with alcoholics.