I've never had a problem shorting estimated tax payments if I made it up by the end of the year. They nail you for having a huge disparity between the total of your payments before 12/31 and the amount of tax you finally owe, not whether your payments aren't even. Pay last year's tax now, pay anything left over for Q1, figure the difference, and make it up in the next three payments.
@Brenden Sovie@facebook Yup. There are plenty of nannies who besides being treated like family, are also treated like legitimate employees. Mine and every one in my neighborhood, for a start. They get vacation days, sick days and holidays. They get a guaranteed minimum, so when family goes out of town, they still get paid. They get annual raises. Some even get health insurance. And I do not mean only working for rich people, I mean working for decent people who budget enough for childcare to not treat them like second class citizens. Childcare being a skill set that many have, there are many who will work for low wages and/or crappy treatment, but that is not some intrinsic reality of the field.
@Brenden Sovie@facebook "Private Child care is not like a regular job where you get vacation and sick time...and all that extras." Why should that be true? And it's absolutely not true, for many.
@Ester Bloom I wouldn't be astonished at all, but I pay my nanny aboveboard, and in a state that Turbotax (or is it in Quicken?) doesn't support with their payroll tax bit. Totally agree that it's harder than it should be, but only for people trying to economize. If you're rich you hire a payroll service for less than $1,000 a year, even at the high end, and you're not breaking the law or ripping off your employee. Or exposing yourself to a really big penalty if your ex-employee knows enough to rat you out... or embarrassment in the confirmation hearings for a Washington job.
"Envelope of hundred dollar bills"? Were they paying you under the table? Depriving the state and nation of payroll taxes, depriving you of Social Security contributions, and breaking several laws? (Ok, and sparing you paying income tax.) It costs around 10% on top of gross to pay household employees legitimately, and if the household is rich, they hire someone to do it and it takes not one second of their time. I am so disgusted by this practice. Go file for unemployment, and there's a chance you can cost them all they should have paid plus a fat penalty and embarrassment.
If I connected allowance to chores, it would be about ten days before my son told me to take out my own damned garbage and keep my damned $7.
A male friend of mine made a big deal about taking me to a strip club, to show me that really it was cool and fun and not anti-feminist in the least. I think what he wanted me to see was that the women were smiling and friendly and showed no outward signs of exploitation or desperation. I wasn’t much into it. But what put me over the edge was, “If you’re not buying a lot of drinks, and tipping big, then you’re basically ripping off the dancers, taking up space that could be occupied by a wasted bachelor party.” I think it’s good and right for them to be well-compensated for what they do and have to put up with, but that is so not what I spend my big entertainment dollars on. For $20, an interesting experience. For $75, forget it.
But you didn't fall for it!
Pausing before reading past the second paragraph to remark: That is such bullshit. Will come back and recant if my mind is changed.
People I know! This week! Their rented place caught fire, through no fault of theirs. They did not die, but they have no belongings including the computer she needs to work, and they are living in a motel at their own expense. Landlord says he owes them nothing at all, not even an apology for his negligence that could have killed them, and suggested that if he could get repairs made within 30 days he could sue them if they broke their lease. They really, really wish they'd gotten renter's insurance. They think they will sue, for their stuff and their hotel bill, and hope the landlord has liability insurance that will pay them.