On WWYD: My Parents Want My Hard-Earned Savings!

Wait wait wait, what? They're moving to Florida on such a shoestring that they can't tack another $10,000 on the mortgage and have to dun the children for it? The difference between "We can't pull this of without your help," and "I have some lasting resentment you can put something toward," is pretty big.

Posted on April 3, 2015 at 4:49 pm 0

On How to Pay April 2015 Estimated Taxes

I've never had a problem shorting estimated tax payments if I made it up by the end of the year. They nail you for having a huge disparity between the total of your payments before 12/31 and the amount of tax you finally owe, not whether your payments aren't even. Pay last year's tax now, pay anything left over for Q1, figure the difference, and make it up in the next three payments.

Posted on March 26, 2015 at 7:15 pm 0

On I 'Leaned In' at My Nanny Job—and Got Fired

@Brenden Sovie@facebook Yup. There are plenty of nannies who besides being treated like family, are also treated like legitimate employees. Mine and every one in my neighborhood, for a start. They get vacation days, sick days and holidays. They get a guaranteed minimum, so when family goes out of town, they still get paid. They get annual raises. Some even get health insurance. And I do not mean only working for rich people, I mean working for decent people who budget enough for childcare to not treat them like second class citizens. Childcare being a skill set that many have, there are many who will work for low wages and/or crappy treatment, but that is not some intrinsic reality of the field.

Posted on March 13, 2015 at 3:43 pm 0

On I 'Leaned In' at My Nanny Job—and Got Fired

@Brenden Sovie@facebook "Private Child care is not like a regular job where you get vacation and sick time...and all that extras." Why should that be true? And it's absolutely not true, for many.

Posted on March 13, 2015 at 3:13 pm 1

On I 'Leaned In' at My Nanny Job—and Got Fired

@Ester Bloom I wouldn't be astonished at all, but I pay my nanny aboveboard, and in a state that Turbotax (or is it in Quicken?) doesn't support with their payroll tax bit. Totally agree that it's harder than it should be, but only for people trying to economize. If you're rich you hire a payroll service for less than $1,000 a year, even at the high end, and you're not breaking the law or ripping off your employee. Or exposing yourself to a really big penalty if your ex-employee knows enough to rat you out... or embarrassment in the confirmation hearings for a Washington job.

Posted on March 13, 2015 at 3:05 pm 0

On I 'Leaned In' at My Nanny Job—and Got Fired

"Envelope of hundred dollar bills"? Were they paying you under the table? Depriving the state and nation of payroll taxes, depriving you of Social Security contributions, and breaking several laws? (Ok, and sparing you paying income tax.) It costs around 10% on top of gross to pay household employees legitimately, and if the household is rich, they hire someone to do it and it takes not one second of their time. I am so disgusted by this practice. Go file for unemployment, and there's a chance you can cost them all they should have paid plus a fat penalty and embarrassment.

Posted on March 13, 2015 at 1:40 pm 5

On How Much Allowance Money Should You Give Your Children?

If I connected allowance to chores, it would be about ten days before my son told me to take out my own damned garbage and keep my damned $7.

Posted on February 25, 2015 at 3:16 pm 0

On Everything You Need To Know About Spending Money In A Strip Club

A male friend of mine made a big deal about taking me to a strip club, to show me that really it was cool and fun and not anti-feminist in the least. I think what he wanted me to see was that the women were smiling and friendly and showed no outward signs of exploitation or desperation. I wasn’t much into it. But what put me over the edge was, “If you’re not buying a lot of drinks, and tipping big, then you’re basically ripping off the dancers, taking up space that could be occupied by a wasted bachelor party.” I think it’s good and right for them to be well-compensated for what they do and have to put up with, but that is so not what I spend my big entertainment dollars on. For $20, an interesting experience. For $75, forget it.

Posted on January 27, 2015 at 2:29 pm 0

On WWYD: "I May Have Just Fallen For My 1st Scam"

But you didn't fall for it!

Posted on January 22, 2015 at 5:22 pm 0

On One Is The Loneliest Number But Also An Okay Number Maybe

Pausing before reading past the second paragraph to remark: That is such bullshit. Will come back and recant if my mind is changed.

Posted on January 16, 2015 at 1:27 pm 0