@steponitvelma I would use Nerd Wallet (http://www.nerdwallet.com/the-best-credit-cards) and apply for one of the best cards for balance transfers and one of the best cards for 0% APR. If you don't get approved for the first ones, move down the list. Transfer the Ann Taylor debt to the balance transfer card, do not touch the 0% APR card and save it for medical debt as you need to. Make minimum payments on the Ann Taylor debt and try to squirrel away any cash you can (if this isn't possible that's okay, you're a human in a crisis.) When you get the medical expenses in NEVER EVER PAY YOUR FIRST BILL DUE. Call the hospital/provider, tell them you're having a hard time paying and they will almost always negotiate down to a reasonable-ish payment plan and potentially discount the amount you owe. If you haven't gotten your annual free credit score, so you know your standing and realistically what kind of offers/APR you can get, do so here: https://www.annualcreditreport.com.
#1 is why I never want to leave Chicago. I swear I can get anywhere in the US direct for $500 or less.
@erinep Daycare is $1800-$2300 a month in our neighborhood in a larger city. HAHA. HAHAHA. *drives off cliff crying*
I have good luck with J Crew's merino wool cardigans, although their cashmere does pill like whoa and seems to wear down easily, so I also had to write off an expensive "investment" sweater in the past. Banana Republic and Gap's cotton and wool blends are spotty but when they are good they are great. I stopped letting myself by any sweater with any percentage of acrylic in the blend years ago because that shit pills SO FAST it is not worth it, even on extreme sale.
On I Don't Believe in Psychics Strictly Speaking But Also I Am Afraid I Will Give Them All of My Money
I did the psychic thing once for fun in New Orleans which is a very apropos place to do so I think, so I went in with my guard up and bitch READ ME LIKE A BOOK and while I still don't firmly believe it (a) it was really good therapy quite honestly (she totally told me exactly what I wanted to hear) and (b) there's like 1/20th of me that kinda believes there's a small chance it might be slightly real because everything she predicted has come true.
I went through this about a year and a half/two years ago. My mom was diagnosed with her second and third cancers simultaneously, so she did genetic testing. Came back positive for lynch syndrome which is a gene that increases your risk for uterine, ovarian, colon, bladder and stomach cancers, which has a 50% chance of being passed on to your children, so I got the testing, and guess who has it? Me! I read the books like "The Anti Cancer Diet" and tried to cut out all sugar and white starches and non grass fed/free range animal products and non-organic produce and on and on and on... and I was miserable. And then my dad was diagnosed with a non genetic, completely random, incurable cancer (non hodgkins lymphoma.) And then my mom got hit with her fourth cancer. And it all just felt arbitrary and victim blame-y and I went back to everything in moderation, including moderation. Basically, I feel like I could have written this and thank you for sharing it! (also my mom and dad are both in remission now so fuck yeah, MODERN MEDICINE AND SCIENCE. my dad still has ice cream every night and my mom has nutella on her white toast every morning.)
Commenting late on this post because my baby turned two weeks old today and is snoozing in the rocker next to me while my husband is taking a nap downstairs and this post is TOO REAL. Breast feeding didn't work out for baby and me unfortunately so I was able to my first solo mom trip outside the house yesterday and I bought dresses and jeans and shoes (FUCKING SHOES, my feet grew an entire size) and tights in my size and giant tunic tops and I feel almost like a real person again. It was also the first day I could drive because I finally weaned myself off pain killers because like you, Meaghan, my epidural failed (three times! THREE TIMES!) and I had a face up baby with back labor as well. 24 hours of labor. 3 hours of pushing. Forceps when I really wanted a c section. Third degree tears. Oh my. I was so glad I read your birth story because I was completely unprepared and assumed drugs would work and it wouldn't be that bad and oh god was I wrong but it was so worth it because he's awesome which is crazy. The human body is crazy. I have 15 lbs to lose to hit pre pregnancy weight, (I only know this after buying the first scale I've owned in years via Amazon Prime) which was unfortunately the highest I've ever weighed due to hormone/emotional fluctuations around trying to get pregnant and the worst midwestern winter in 50 years, which at the time bugged me but now I just laugh and laugh at how silly I was, so really I would love to lose more but fuck it, I have jeans that fit now! I have flattering tunic tops that hide my pear shaped weight gain! I have a really cute baby I can distract people with if they start to hone in on how large my ass has become. LOOK AT THE BABY. LOOK. AT. THE. BABY! They can come pry the maternity leggings out of my cold dead hands. Those are in my wardrobe for LIFE now.
@Ester Bloom Bridgeport is a pretty "boring" neighborhood compared to more popular areas in the city (Wicker Park, Lakeview, Old Town, River North, etc.), it's a further commute into the city than those areas as well, and west of Halsted, south of the city is both not super accessible to good public transit and not as safe as other areas of the city. So super nice 4 bed like that one in Bridgeport would be closer to $1.5-$2 mil in more convenient, popular neighborhoods, like this guy here: http://www.trulia.com/property/3167850452-1624-N-Paulina-St-Chicago-IL-60622
I was like "how is that fancy ass 4 bedroom in Chicago so cheap?!?" and then I saw it was in Bridgeport, west of Halsted. Mystery solved!
I'm an INFJ which apparently means I'm a unicorn and companies have no idea what to do with me which is about right.