On I'd Do Any One Thing For Love (But I Won't Do That)

@Miss Kitty Fantastico Fuck yeah for remission and normal personhood!!

Posted on August 21, 2014 at 2:36 pm 0

On I'd Do Any One Thing For Love (But I Won't Do That)

So my one thing last week was to get spare keys made (a) for my office (as a favor) and (b) for our apartment so friends and family helping us with the whole new baby thing could get into our place. Spent an hour at Home Depot on Sunday getting the keys made and came home feeling SO ACCOMPLISHED... until I brought the keys into work on Tuesday and every. single. key. did. not. work. I haven't tested the apartment keys yet because the thought of them screwing up all of our orders is still too much to bear at 34 1/2 weeks pregnant. So my one thing this weekend is to go back to Home Depot and politely raise hell and deal with Keysapalooza 2014 Redux.

Posted on August 21, 2014 at 2:01 pm 0

On Saying "No I Can't" Because of Money

@hollanding If the bride/groom/wedding planner is doing their job correctly, the RSVP deadline should be when head counts are due to vendors like the caterers, so as long as you hit the deadline you did not do the bigger faux pas of saying you were going to come, costing the couple $150 a plate, and then flaking out at the last minute.

Posted on August 19, 2014 at 4:48 pm 0

On And Here Is Your Open Thread

I am posting here because it seems a little obnoxious for Facebook et all but I'm really excited and want to be able to see this in print somewhere and share it - my husband and I just paid off all of our credit card debt that has been lingering around for the last few years. A month and a half before our first baby is due. I have never been so happy to see $0 balances in my life!

Posted on August 15, 2014 at 6:54 pm 3

On Rejecting Money

@madrassoup I believe PayPal took away their free "gift" payment option for money transfers recently... I used it last year for a bachelorette weekend I planned and when I went to use it again in PayPal I couldn't without my friends being charged a fee, so I switched to Venmo.

Posted on August 13, 2014 at 12:26 pm 0

On Everything I Needed to Know About Money I Did Not Learn in Kindergarten

@Heather F G Yes I love the term "freelance chores" - in retrospect, as a soon to be parent, I realize it also allows the parent (boss) to put a premium on the work they would least like to do to motivate the kids to do it for you. I made much less clearing the table after dinner every night vs. mowing the lawn once a week, a chore both my parents loathe so much that they hired a professional lawn service about two weeks after I left from college.

Posted on August 7, 2014 at 2:33 pm 0

On Everything I Needed to Know About Money I Did Not Learn in Kindergarten

I am so thankful to my parents (primarily my dad just because that's who the financial piece of the household fell to) for the financial tools they gave me, especially after marrying someone whose parents followed the path of giving them $20 here and there whenever they needed it without any thought to budgets, saving, etc. My dad sat me down some time around when I was 12 and helped me make out a budget of my expenses for the year in Excel. We covered makeup, toiletries (not toilet paper, that would just be cruel), clothes, gifts for friends, going out, etc. I proposed a budget I considered "fair" and we negotiated from that a twice weekly allowance, which was to cover everything from buying myself shampoo to going to the movies with friends. If I wanted more money, I had to bring it in myself, mostly via babysitting and tutoring gigs, but also by taking on more duties around the house like mowing the lawn at a rate set by my parents. This continued until I graduated from college. My dad and I would meet annually to go over an updated, proposed budget I put together, and use that to settle a fair bi-weekly allowance which my dad direct deposited into a debit card in my name, but underneath my parent's account. I basically knew how to manage a "paycheck" years before my friends did, and learned skills like "drug store makeup can be cheap AND awesome" and "buy clothes on sale, dummy" early on. It taught me the value of money, which I think was especially important because for big things, my parents did spoil me. I got a new car that I was allowed to help pick out on a set budget from my parents when I turned 16 (nothing fancy, but because I knew I would have to cover gas, maintenance and repairs I went with a cost effective Honda Civic that I kept for 10 years) and I was told early on to go to whatever college I wanted to and tuition would be covered. I really hope to replicate this with my kids, because it is so clear to me that this put me miles ahead of a lot of my peers when it came to financial management and household budgeting. The only they they didn't emphasize as much was savings, I think because that's where they felt "kids should be kids" and where they enjoyed me being able to have/buy things they didn't as kids. And props to my mom for telling me to always have an emergency $20 tucked into my wallet. That thing has gotten me out of so many jams in my lifetime. Way more than AAA has.

Posted on August 7, 2014 at 2:01 pm 0

On "So, What'll You Have?"

@Allison Yes for beer and a shot! It also helps if you're watching caloric intake - a shot of whiskey is 70 calories and a 12 oz Guinness is 125 calories but takes awhile to drink compared to it's light beer counterparts. Plus, even the dingiest, least reliable of bars usually has and cannot screw up a shot of Jack and a pint of Guinness.

Posted on August 5, 2014 at 5:21 pm 0

On Meet Me in St. Louis -- or El Paso, Oklahoma City, or Little Rock

@@fo Yes! We have at least two years left in Chicago due to my husband's contract and our first kiddo is due in two months (uh yikes) and it's definitely changing the "Chicago affordable" dynamic. It's sort of related to the guy in the article who said "there is less to do but we can afford it" - there is so much to do but we barely have the time and holy crap day care and private school (if you don't get lucky with public school placement) prices hurt.

Posted on August 5, 2014 at 5:13 pm 0

On Printing & Crying

I have a printer but it's mostly used for printing shipping labels for eBay sales. We don't do flat rate shipping so you have to weigh the package, then calculate shipping, etc. Just easier to do on a home printer. Since ink is roughly priced per ounce above Chanel No. 5 I print everything else at work and take it home and try to make sure it doesn't get beat up in my bag on the el ride home.

Posted on August 1, 2014 at 4:59 pm 0