My 1 thing has been to call FedLoan and ask them some questions about my student loan payments. Not sure why I've been putting it off, except that I just don't want to deal with it. But this motivated me to call them, and after a long wait on the phone, now my questions are clear and I'm in a better place. Thanks, Billfold!
I love this! It combines two of my favorite things- Indian food and frugal living. Here are a couple tips: - You can put the garlic and onions in a food processor/blender and it will do all the chopping for you. Of course then you'll have to wash said food processor/blender, but it saves a lot of chopping time and a potential bloody finger(s). - Ginger: you can buy frozen ginger in cubes (the brand is Dorot, they sell it at Key Foods for those in NYC). It's not as nice as fresh ginger but it saves money and time to always have ginger cubes on hand in the freezer. Hurray for good home-cooked food!
@andnowlights Me too! I will have to resist eating all my holiday gifts for others
My whole monologue on how I need to be careful about online spending didn't have much effect. I ended buying a TON of stuff online. On the bright side, most of it was for Hanukkah and Christmas gifts for friends and family, so it means that much less money I'll spend next month. (I guess?) I bought lots of yummy gifts for friends and family on Mouth.com (white chocolate macadamia peanut butter? sweet pistachio halva spread? who wouldn't love that!). It added up to $89, at least shipping was free. I bought a keychain for my guy on Etsy - $12.50 - and the Human of New York book for him too - $19.59. (= $32.09) Lunch on Friday, $4.30 Movember donation, $25 Groceries, $10 A good pair of ear warmers since mine are really crappy, $18 I estimated $70 and spent $178.39. But my holiday shopping is pretty much done so, draw?
I realized I've been going about these estimates wrong - I think ahead to what I will do this weekend, and then estimate what I'll spend doing it. This method ignores a big spending culprit: spending money online, my big weakness. For eg, I am very guilty of buying random things on Amazon when they pop into my head. I'll be cooking and think, "why don't we own a pair of tongs?" and then there's $10-15 spent that I hadn't estimated. I don't have many plans this weekend except going to visit a friend who lives in the neighborhood, but I plan to make a Movember donation - can't forget about that. So, $25 for Movember (but a worthy use of my money). Today, I'll prob spend about $5 on lunch, and there will be a small grocery shop this weekend, maybe $25. And I'm going to add a SMALL amount - $15 - for online purchases. I'm hoping that by saying that amount out loud, it will prevent me from spending more online this weekend. So total = $70.
The sad thing is, $1150 for a room in a Lower East Side apartment is a great deal.
Best weekend ever when it comes to spending. I spent $4.50 on lunch on Friday at that was it. Of course, it helped that I was away on a retreat all weekend where meals, transportation and hotel were paid for. Can that happen every weekend?
This weekend is going to be cheap, hurray. I'm going to a reunion for participants in a fellowship I received, and it's paid for completely. Thank goodness, bc my bank account could use a break. I plan to spend about $10 on lunch today and maybe $10 on groceries on Sunday. Hopefully those $20 will be all that leaves my wallet this weekend!
I have so much to say on this topic (wedding dress - weddings - money - all of it). But I will keep it to constructive suggestions. I got my wedding dress from Dolly Couture for $700. That's on the more expensive end of your range, but it's worth looking into (they specialize in short, vintage-style dresses). http://dollycouture.com/collection/pink-label.html I have friends who just bought white dresses for their weddings - not wedding dresses, but white ones, and sometimes they got GREAT deals. Also, there are used wedding dresses - check out http://www.oncewed.com/used-wedding-dresses. Although the crazy thing is that the used ones often still cost more than my new one did. A Practical Wedding is a great wedding blog, I read her book before my wedding. For some reading that will truly help you keep your priorities straight when it comes to weddings and marriage, I highly recommend "The Conscious Bride" by Sheryl Paul.
A big YES to spending money at Levain. They're the best cookies I've ever had. And big as rocks! My estimate- Friday $7 lunch $3.25 farmer's market Saturday Bought a used DVD (Midnight in Paris) for $6.67 $6 to split a cab Halloween party - free - we bought a bottle of wine that we had already Sunday $50 groceries Using my in-law's car to run errands and not having to pay for any gas - priceless My estimate was $85 and I came in at $72.92. Woohoo!