@andnowlights Thank you! I have never in my life had that much money sitting around and it is spooky. Now that it's gotten so big, I almost don't want to touch it since I worked so hard ($9k in 12 months of savings) to get it there.
@nnlsbin Thank you!
I already spent my 3rd (extra) paycheck this month *hangs head in shame* I had to buy bras, which are never cheap, and work clothes since I lost weight & the old stuff is too baggy to be acceptable. This weekend I am not going anywhere so I am aiming for a low-speed weekend. Concert at First Ave, $0 since someone bought my ticket for me. I will reciprocate by buying dinner, let's say $40. A few groceries: $25 Finishing reading a book & working on some crocheted mittens: FREE Paying rent, $750 Total: $815
@PicNic Hang in there! You're making progress. Think of how good it will feel when that AES loan is paid off. When I paid off a small Perkins loan, I felt a surge of power (even though I still had my much larger consolidated loan).
I got a raise this month, so I hope to put some more money into savings on a regular basis. Consolidated Student Loans, 2.65% interest July – around $12,748 August – around $12,655 Mint still can’t keep this updated, even though I’ve had my online access through AES unlocked for weeks. Vacation savings July – $11,264.45 August - $11,272.53 The only increase was from interest paid. Short-term savings July – $1,800.00 August - $1,800.08 Again, the only increase was from interest paid. I have enough money in my two savings accounts to pay off my student loans and it is SO TEMPTING. But I am still planning on taking trips this year. Experiences mean more than being debt free (especially when it’s a reasonable amount of debt at a very reasonable interest rate). Goal for the end of the year is to have $40k in my 401k accounts July value of all accounts: $38,620 August value: $39,227.92 Putting in 4% pretax and 6% after tax, plus my employer matches 6%.
@Punk-assBookJockey THIS. I did not have to work at school much until high school, and then it was hard when I started hitting roadblocks like Calculus because I actually needed to put effort into learning and I didn't know how to do that. I gave up trying, barely passed the class and didn't test high enough on the AP Calc exam to get any college credit. I wish teachers/my parents had told me that it was okay to struggle with something.
I have to echo what Josh said about seeing a city in the early morning -- beautiful. My total commute time is an hour each way, which includes two bus rides and a seven minute walk, though in the evenings I will sometimes skip the second bus and walk the last mile home. Seeing the same people on the bus everyday, despite never interacting with them, is sort of calming. I use the commute to ramp up or wind down from the workday. I have a hard time reading on the bus, so I will usually crochet or just watch the scenery outside my window. I try to keep my commute free of screen time because my work day is staring at a computer monitor for hours and hours.
I love this series so much
I'm shooting for a somewhat responsible August so that my extra paycheck this month can go into savings. I spent way too much in July. Today I'm going out to lunch with a friend, $15 Shopping for black work pants, $100 Groceries $30 since I have quite a bit in my pantry that I want to use up Sunday I'm going to watch soccer at a bar, $15 for drinks Total: $160
@Tripleoxer Nope, mine are through AES. I'm assuming it's Mint because AES's site says I had too many login attempts and Mint just keeps trying to refresh my accounts when I access it from my phone