On How Thirty-Somethings Do Money (And Life)

Jay Gatsby :( I'm 26 now. Honestly, I have no clue what I'll be like at 30. I thought I had "figured myself out" at 22, and 4 years later I look back and wonder who that person really was. Sure, he is still a part of me and I him, but years are long and everything is changing. That's life, right? A long series of transformations that can chew us up and spit us out or hold us and nourish us. Or perhaps it's really a bit of both at the same time.

Posted on July 16, 2014 at 2:34 pm 0

On Riding the Chinatown Bus, and Considering Its True Cost

I used to take Megabus and Boltbus a lot from DC, to either Philadelphia or New York. After a few years I too decided that the savings weren't worth it. I take Amtrak now when I can find lower cost tickets, although sometimes Amtrak's prices are just 2 damn high.

Posted on July 8, 2014 at 9:50 am 0

On Rural Living

Dang, I'm seriously just working right now to save up for a place in the country. And by that I mean a place to live for the rest of my life. I was born in rural Kentucky, but my parents moved me to a suburb in the Northeast when I was still really little. Ever since I've been trying to get back to the country.

Posted on July 7, 2014 at 3:03 pm 1

On My Spreadsheet Summer

(girl, don't spend)

Posted on July 7, 2014 at 2:56 pm 1

On How Do You Decide Which Books To Buy?

I mostly pick up books from the library, although I have been known to slink away from used bookstores with quite the (heavy) haul. Occasionally I'll splurge on a newer book at Barnes & Noble (my mom sends me her member coupons) or a local indie store. If I'm buying a newer book, I also tend to wait for the paperback edition. My "to-read" list on Goodreads just keeps getting longer and longer. Not enough time in the world to read all the good, worthy books out there!

Posted on July 7, 2014 at 11:35 am 0

On Raising Kids to Trust People but Distrust Corporations

This has given me a lot to think about. Thanks.

Posted on June 27, 2014 at 10:34 am 0

On Lessons About Money From Our Twenties

That parent comment. I had the same realization earlier this year, and boy, was it a punch to the stomach. (They are very good at hiding or, more often, ignoring financial issues.) Honestly, I don't know where I'd be in terms of personal finance without the internet.

Posted on June 11, 2014 at 9:59 am 0

On What Cake Are You Wearing?

I think a cake is a nice tradition, but who says it has to be a $3,000 cake? I.e. a Sweet Tradition does not have to be a Ridiculous Expense. Then again, maybe I just want to have my cake and eat it too (haha!)

Posted on June 9, 2014 at 12:01 pm 2

On College Is Expensive and the NY Times is ON IT

@thejacqueline Yeah, but what percentage of that $10 is actually going toward the wages of the people making the sandwiches? This is an actual question, because I don't know. I've worked in many different types of retail, which is somewhat analogous, and someone somewhere was taking home the vast profit on the marked-up merchandise we sold. Not us workers, that's for sure.

Posted on June 9, 2014 at 10:48 am 1

On Let’s Throw Some Money at Our Problems: May 2014 Check-in

@hollanding Thanks, although I'm still not entirely sure it's the right decision. It's scary to see your debt go up, despite still paying hundreds of dollars toward it each month. Also, it's putting a lot faith in the student loan system and government, and so much can change in 23 years. (1991 was 23 years ago!!!) On a related note, I was recently looking at the Public Service Loan Forgiveness site, and had to laugh at this response in the FAQ: "After you make your 120th qualifying payment, you will need to submit the PSLF application to receive loan forgiveness. The application is under development and will be available prior to the date when the first borrowers will be eligible for PSLF Program forgiveness, in October 2017." Hopefully it will be a painless process, but I'm not holding my breath. BUT, we'll get through it together, come hell or high water!

Posted on May 30, 2014 at 3:58 pm 1