Never used it, but if I ever need to: "Food poisoning!! It's quick, it's messy and nobody wants to know the details"-- Murphy Brown.
Wrong wrong wrong. This one said I have about -$21K, when I actually have a fair amount in cash and a lot in investments--I got a leg up due to a legal settlement when I was a kid. I added a question about that to make it more accurate. However, I am wondering if it weren't for the legal settlement, would I be in that much debt? That makes me nervous.
I have a boss about ten years younger than me and expect I will have bosses either my age or younger for the rest of my career. That's because I have zero interest in managing other people--I just want to focus on my job, which is writing, and getting better at it. I think younger bosses (and probably people in general) need to realize that not everyone is interested in the traditional management route to "success." Luckily, my boss does understand that and we have a great rapport and mutual respect.
@polka dots vs stripes Check thrift stores and secondhand sports equipment stores. I got two pairs of skis, poles and a pair of boots for all of $60. Just make sure the bindings fit the boots you get. That's a bit confusing, here's a site with a good breakdown: http://apexweb.com/xc-skiing/tips/binding-confusion-2/ I just started this winter and it's great fun (and quite a workout)!
And we're supposed to also find time to exercise, do errands, and get the proper amount of sleep each night? Not possible.
I had a terrible experience at my current company about three years ago. We were/are growing quickly so there is a lot of organizational shifting, and I ended up with a boss who I suspected was a bit awkward around women and kind of an arrogant jerk, but OK, whatever. He worked out of a different office so I didn't see him often, and when he did fly in he wouldn't tell me beforehand, would never suggest lunch, etc. I got barely any feedback of any kind, and then to my surprise got a totally scathing performance review. Luckily I had a friend at the office who gave me guidance: go to HR, save any files and emails that contradicted his claims, and request an official performance improvement plan. He clearly just wanted to fire me (blew off meetings/deadlines for the improvement plan) and was undoubtedly frustrated that I didn't just quit. Anyway, long story short, I got transferred to a different (much, MUCH better) manager and he got all of his direct reports taken away from him, ha ha! He quit to go graduate school a few months later. After all this I found out that everyone knew he was a raging misogynist and that he regularly showed up late and left early, but because he was seen as an "up-and-comer" and made sure to stay on the higher-ups' good side, he got away with it. I learned that I can and should stand up for myself, and I can be successful at it. I give credit to my company for addressing the situation. However, I have not come close to forgetting this incident. His report is still in my file, and I don't really trust anyone at this company, or indeed in any type of corporate situation.
Transparency and communication is super important when it comes to money. My brother and I had a bad experience after my mother died--a family member had to be subpoenaed (sp?) to give us items he had taken that were left to us in her will. Ever since then, we have unfortunately learned to be wary when it comes to things like inheritances. So I say get everything in writing, absolutely assert yourself to find out what is due to you, find out what is going on, etc. Trust but verify!
Based on this I don't understand how people who want to have kids and also be professionals do it without already having a lot of financial resources. My first thought was "why did they have two kids, jeez," but of course a lot of people want to have kids while they are younger, understandably! I never wanted to have kids so that is a huge financial drain off my back. I am impressed with anyone who can successfully balance all that stuff.