You can fly very cheap on Norwegian Air, which runs a shuttle from NY to London (Gatwick, not Heathrow). You get one checked bag for free, but food and picking your own seat (!) is extra. If you don't care about that stuff though, it's a very cheap direct flight. (I paid around 400 one way) Unfortunately for going back to NY for Christmas we couldn't book on Norwegian for some reason so we have to do Iceland air which is soooo much longer with the layover in Reykjavik. And is also bare-bones but the cheapest option.
@Elyse Haha this reminds me of a story a friend told me about her much younger sister from when she visited her family after leaving for college. The little sister had her own bathroom attached to her bedroom, my friend was in this bathroom briefly while visiting with her sister and noticed there was no toilet paper, thought to get some to replace it then forgot. Then a couple days later she is in that bathroom again and still no TP. Then she notices the state of the hand towel.... she asks the sister about it and the sister just says she was too lazy to bother replacing the roll... I think she was pretty little, but older to know better, like 7 or 8.
@cryptolect I have always puzzled about this too! I have had two roommates who were adult women who seemed to be normal functional people in their public life, but were just so dysfunctional at home. This must mean that many people we know but have never seen their homes must be total surprise slobs! The first one was I was only subletting with for the summer. I arranged the place without seeing it in person as I was coming from another state for a summer program, and she seemed like a normal person. That's when I learned that seeming like a normal person means nothing! The bathroom looked like it hadn't been cleaned in months. The bathtub was covered in a fine layer of mold; floors, toilet, sink are dirty. Kitchen floor is dirty and counter tops are cluttered with things like: stacks of take-out coffee cups. I understand the re-use recycle impulse, but jesus. Get yourself a reusable mug if the waste bothers you that much! I didn't want to do a deep clean of the apt. right away because I thought she might be offended. Boy was I right. I waited about a week and a half, suffering through having to use a filthy bathroom. Then I cleaned everything, and she still made a comment, like, "if you thought it was so dirty you should have told me". Some people clean their bathrooms every 1-3 weeks even if it isn't totally filthy, but somehow my cleaning the apartment after 1.5 weeks was taken as an insult. But after that it was relatively clean for the 3 months I was there, who knows what happened after I left. The second bad roommate I had I lived with for a year. We hadn't set up a chore-sharing system because I thought as 3 adults with normal adult responsibilities it would just be normal. One of my two roommates never once cleaned the bathroom the entire year we lived together. My other roommate and I just switched off. She would also not clean up after cooking. There would be a cutting board with peels and ends of veggies she had prepared for dinner, and would just leave the whole thing for days, rotting and smelling. And she refused to wipe any food debris/crumbs off the counter after food prep. She would leave dirty dishes on the counters and dinner table. Eventually I told her that if she was going to leave dirty dishes could she at least stack them in the sink and wipe down the counter after cooking and throw out food garbage. She said okay but didn't talk to me for like a week. I just started putting her dirty things in the sink, but then the sink would be full of dishes and not available for the other roommates to use. She would just leave trash around forever until someone else threw it away. It's like once she set something down it became invisible to her. We tried to alternate taking out the trash but every time it was her turn she would wait until the trash was over flowing out the top of the bag, so of course someone else would take it out. Then she would make some comment like, I was just about to take it out. She would also use our shared dining table as a work space and leave all of her things there, books, papers, laptop, stacks of old newspapers etc such that if you ever wanted to use the table you had to move all of her stuff into a pile on the floor. I don't understand how people can be professionally successful and that lazy/dysfunctional at home. Also inconsiderate! This second roommate in particular had not a care in the world how her habits were affecting a shared living space.
@siege91 I agree. As someone who didn't start drinking coffee until grad school, drank it regularly for about 5 years, and is now off again for the last 6 months or so, I can confirm that the caffeine high is nothing that can be obtained naturally, at least not by me. I do think it's possible that the caffeine crash may not be worth the high, but that's another matter entirely.
The difference in cost between produce and eating out probably has something to do with income inequality... poor people are probably not eating at the restaurants that she is going to, or even at all.
Wondering what the ingredient list of the packaged hummus is....
@cryptolect Yeah, I've heard of putting honey on cereal but not sugar.
As for the 10 grand, I would pay off any loans. If no loans, I would put it towards an emergency fund (6-9 months of living costs in an easily available location like a savings account). If you already have the emergency fund I would put it into investment, and set a little aside for a special purchase or treat (probably less than a grand). Boring, but rewarding.
In your blurb, you make it seem like the premium is 10,000 a month, which would be insane obviously. In the article the couple profiled is paying 440 a month which actually doesn't seem that bad considering the premiums I researched recently for a good insurance plan for a thirty-year-old. The 10,000 a month is the pay-out for care once you need the coverage. In case anyone else was confused.
@jfruh There was another BART scam where you would buy a ticket for 7.90 (it had to be under 8 dollars I think because you could only add fare to tickets under 8 dollars), and cut its magnetic strip into 7 strips which would then be glued onto 7 demagnetized cards. Then each of these would be inserted into the machine to add fare, and after adding 10 cents or whatever 7 new card would be printed with 8 dollars each on them. Loaves and fishes! Don't know if this still works or if they've prevented this somehow, I haven't lived in the Bay Area for years.