@cryptolect Yeah, I've heard of putting honey on cereal but not sugar.
As for the 10 grand, I would pay off any loans. If no loans, I would put it towards an emergency fund (6-9 months of living costs in an easily available location like a savings account). If you already have the emergency fund I would put it into investment, and set a little aside for a special purchase or treat (probably less than a grand). Boring, but rewarding.
In your blurb, you make it seem like the premium is 10,000 a month, which would be insane obviously. In the article the couple profiled is paying 440 a month which actually doesn't seem that bad considering the premiums I researched recently for a good insurance plan for a thirty-year-old. The 10,000 a month is the pay-out for care once you need the coverage. In case anyone else was confused.
@jfruh There was another BART scam where you would buy a ticket for 7.90 (it had to be under 8 dollars I think because you could only add fare to tickets under 8 dollars), and cut its magnetic strip into 7 strips which would then be glued onto 7 demagnetized cards. Then each of these would be inserted into the machine to add fare, and after adding 10 cents or whatever 7 new card would be printed with 8 dollars each on them. Loaves and fishes! Don't know if this still works or if they've prevented this somehow, I haven't lived in the Bay Area for years.
@zeytin Thanks for the advice everyone! I actually don't have a car so can't bundle with that but I now have an idea of what to expect. Thanks guys!
After another apartment in our building burnt down, I decided to look into renter's insurance. Does anyone have any advice or recommendations? I don't know where to start. I have never had any insurance other than health insurance and applecare.
Were you automatically included in the class action lawsuit, or did you have to opt in? I have paid overdraft fees to B of A as well, but have not heard of this case.
So her husband got into a "great PhD program" that was not funded at all? Doesn't sound that great to me. But they made it work, so I guess it turned out okay. I generally tell undergrads who ask me for advice to not consider unfunded PhD programs.
Noooooooooooooooooooooooo! Total anti-climax.
@garysixpack It depends on when you graduate moreso than your age per se. The longer you've been on the market, the less attractive you look to committees. Often unfair, but true.