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On I Feel Good About Pursuing This MBA
Good for you. I didn't realize until after I got out of grad school how rare it was for someone to swallow the pride and go back. Also: "MBA students, realize what you’re doing is worth it." I didn't do an MBA (MS-Accounting for the CPA, so quite a bit of overlap), but I told myself this constantly through the 2.5 years. I also told myself "You better not fail or you'll be working the third shift in a paint factory the rest of your life." Fear's a great motivator.
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On Concerts Don't Have to Suck: The Rules
Poor list, especially if you're judging your experiences on a Beyonce or Train show. * #9 should be #1 ... tickets are always overpriced at the time of on sale, both venue wise and scalper wise. Tickets cost less closer to concert date and you can get a steal on Craiglist/StubHub, or the venue released seats up close based upon revised stage setup (typically day of show). * Get over stadium shows ... unless you're up front (at a hefty price), they aren't worth it. Best venues are clubs. * If you hate crowded shows, go to shows Monday through Thursday. * Festivals have value, but give up being close to the stage unless you want to stake out a position all day. Hang out in the back with the dancing people and surreptitiously fill your soda with the vodka you snuck in. * I prefer bands off album-promotion tour because the setlist opens up, not because it's cheaper (and it's actually not cheaper). * I rarely buy tickets ahead of time unless it's going to sell out. Roll up with a few minutes to spare, eventually the crowd will part and you'll be able to get a good view. * I saw the Black Eyed Peas open for NERD in 2004 and it was a phenomenal show, which is why I don't typically skip opening bands. Knew nothing about them, then they blew up ... best time to catch a riser.
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On A CPA Shared the Secrets of Saving With Me (And Now I Share Them With You)
Unless your CPA is a grizzled veteran, he can't help you make money out of money. Savings are their (our) game. Savings, however, have to come from you executing. wee_ramekin is spot on, just do it. Get the savings out of your main account ("pay yourself first") as soon as possible.
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On Beating a Dead Horse, Is What I'm Doing
If you finished your taxes, but can't pay all of it, you can also file a Form 9465 and set up monthly payments. Cost is $150 up front, but it's a heck of a lot better than the IRS being on your case about penalties and interest. Also, why doesn't Billfold have the same login system as the Awl?
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On How Much Do You Spend on Electricity Each Month?
Electric/gas is lumped together (I base year to year changes on kilowatt hours and gas therms used so I'm not basing my changes on the ever changing cost of our monopolistic public/private utility). Appx 1450 sq foot 100-year old farmhouse in Milwaukee. Two adults and one nefarious 19 month old who leaves Pandora on all the time. Average $170.67 2009-09 90.29 2009-10 130.76 2009-11 177.72 2009-12 293.01 2010-01 248.22 2010-02 222.21 2010-03 165.18 2010-04 120.47 2010-05 122.73 2010-06 113.42 2010-07 165.73 2010-08 120.73 2010-09 113.95 2010-10 138 2010-11 178.45 2010-12 272.18 2011-01 248.69 2011-02 223.59 2011-03 192.8 2011-04 187.73 2011-05 132.62 2011-06 113.71 2011-07 161.45 2011-08 131.81 2011-09 127.92 2011-10 150.49 2011-11 203.31 2011-12 269.26 2012-01 245.91 2012-02 222.59 2012-03 144.79 2012-04 143.57 2012-05 100.67 2012-06 93.33 2012-07 178.24 2012-08 120.94 2012-09 106.32 2012-10 141.47 2012-11 165.55 2012-12 234.26 2013-01 219.22 2013-02 238.79 2013-03 196.78 2013-04 153.29 2013-05 158.02