EEP I shall strive to make you EVEN PROUDER and perhaps WIN at which point I'll send you guys a giant box of homemade office snacks (they will be fancy/they won't let you down)
I did all of my debts, because I’m still obsessively tracking them on spreadsheets. Main card: 7/18 balance: $2,602.22 8/23 balance: $1515.50 (I've paid down $2070.67 since June – I've actually paid down a bit more but also charged plenty, and I hope to pay it off before the end of the year) Home Projects Visa: 7/18 balance: $5,936.44 8/22 balance: $5713.68 (I've paid down $522.76 since June, and am on track to pay it off in November 2013) Car loan: 7/18 balance: $4,327.22 8/22 balance: $4,111.93 (I've paid down $579.86 plus interest since June, and am on track to pay it off July 2013) Mortgage: 7/18 balance: $109,495.72 8/22 balance: $109,242.68 (I've paid down $505.48 plus interest since June, and am on track to pay it off in April 2037, heh) I'm actually really impressed with myself. Checking in here and signing up with mint.com have really helped motivate me to be more frugal and really aggressively pay down this debt so I can move on with my life.
As I predicted last month, I got fed up and just paid off my student loan out of savings this month! My final payment was $2963.08 and I felt comfortable with the amount I had left in savings after. I still have another $40,000 on another student loan, but it's a huge relief to have one less monthly payment. I work in an industry where I could lose my job at any given moment and need to be able to scale my bills back as much as possible if happens.
Wells Fargo Credit Card APR: 12.65% 5/2/12: 784.70 6/2/12: 468.29 7/2/12: 231.88 8/2/12: 133.30 This is down from about $1500 in early December, thanks to a full summer of unemployment and then moving once I got a job. There's a light at the end of the tunnel!
By Reginal T. Squirge on Scams
And then they gave up on the scheme and formed Maroon 5.
@thejacqueline I had a neighbor who had retired from a blue-collar job and spent his winters in Bahia, Brazil. Grew up in a Spanish-speaking home so learning Portuguese was not a major hassle, and he'd fallen in love with the place. Rented an apartment in his (owned) home to keep up with the expenses of that building, came home and hung out on his old block in the summer, but as soon as it started getting cold, he headed south again. When he died in his 80s about five years ago, much of his funeral was about how important Brazilian culture had become to him. He was an incredibly kind and generous man, so he's my model in more ways than one, but yeah, that lifestyle sounds super-amazing to me. When I told him as much once, he reminded me that he'd worked 40 years to get it. Something to aim for...!
I am on a 3-day apple-cleanse-fast starting today so I need all the willpower I can get. Luckily, my ego is pretty strong. As long as I stay away from radishes, Killers of Ego.
Oh, lady, you got it. The Hot Mess is always pushed on us as being photogenic and cute and somehow loyal to our generation. I'm in my twenties, married, financially responsible, and free of debt. But since I missed out on it, I long for that illusory life where I can drink and spend and slack as much as I want, even though I know that the myth is shit and that the lifestyle would make me miserable. Then, there's the Actual Hot Mess (not charming) and the Hot Mess as Acted Out By Actually Together People (cripplingly charming). Many of the blog-ladies on the internet seem to fall into the latter category.