On The Cost of Figuring Out a Guy Isn't Right

@BillfoldMonkey Hahaha. Totally. OR you get him an iPod for Christmas (when they were new) and he gives you a hunk of wood with holes drilled in the top and googly eyes pasted on the front and calls it a "pen holder." (Clearly, I made some stunningly poor choices in my dating years...)

Posted on December 8, 2014 at 5:58 pm 0

On The Cost of Figuring Out a Guy Isn't Right

Yeah...just wait until you spend $100 on backpacking gear for a boyfriend...so he can take his other girlfriend to Hawaii. It's a fun surprise!

Posted on December 8, 2014 at 10:12 am 3

On Rationalizing Adorable, Impractical Online Purchases

@Meaghano Don't Google! Just say no! No good can come from Googling anything related to babies. It will just make you feel conflicted, guilty, too overprotective, or not protective enough, too lax, too controlling...you know. If you google "Am I a bad parent because my kid's pajamas aren't flame retardant?" it will say yes. And if you google "Am I a bad parent because my kid's pajamas ARE flame retardant?" The answer -- because screw you, stupid Internet -- will also be yes.

Posted on November 3, 2014 at 10:24 am 0

On Rationalizing Adorable, Impractical Online Purchases

Recently I had a (much wealthier than me) mother of three tell me that I NEEDED OH SO NEEDED to purchase Hannah Anderssen (sp?) pajamas for my child (he's 5 months) because the Carters zip-up fuzzy ones he was wearing had flame retardant chemicals on them ohmygod! And I looked at these fancy organic jammies online and there's super expensive and don't even come with feet. So then you have to buy the super-expensive organic SOCKS too to match the damn pajamas. And then I decided...aren't flame-retardant chemicals on pajamas maybe a good thing? Maybe it will make a protective coating around him and save his life if our house starts on fire! At any rate - I told her some of the pajamas he owns from Carters were even purchased USED (!!!) so probably the previous wearer had washed away all the chemicals.

Posted on November 1, 2014 at 9:22 am 0

On How a Medical Resident Does Money

@Punk-assBookJockey We too thought about military service, as my husband was an Air Force reserve medic for 10 years, which paid for his undergrad. But after those 10 years, in which he was sent to 18 different countries and in war zones for three different wars, we decided against re-joining to have them wipe away his medical debt. I often wonder if that was the right call, because the lure of having that debt disappear is very strong. You may not make "real doctor money" for a while, but the tradeoff, being med debt free, is probably an incredible feeling!

Posted on September 3, 2014 at 10:08 am 0

On How a Medical Resident Does Money

Nice to see a post related to medical debt, as my husband and I struggle with how to manage his. He is two years out of residency, working as an ER physician in a very well-paid position in the West (which is tough to find) and I, as the one who manages our finances, still feel overwhelmed and burdened by the debt load and our incredibly high Federal Direct loan interest rate (6.375%, on about $360,000, because he attended a costly east coast medical school). I'm a minimalist, our needs are simple, and "lifestyle creep" is not really an issue. We would like to travel more, and we just had a child and they seem expensive no matter how conscientious you are, but we don't live any kind of luxurious lifestyle, and that's fine with me. We basically pay our bills and put the majority of our income toward retirement (because we started late and must catch up) and debt payoff. We'll pay off his educational debt in 12 years IF we're lucky. He loves his job and we love where we live, so we feel fortunate -- but I struggle with how to allocate money each month, no matter how much there is. I don't feel great building up a savings account when that great amount of debt is sitting there at a high interest rate.

Posted on September 3, 2014 at 10:03 am 0

On How a Medical Resident Does Money

@JNC Musings Factory , you were able to defer loans? My husband could only put them in forbearance, equaling $45,000 of capitalized interest during residency, as we were unable to pay on a resident salary (obviously). I've not heard of anyone being able to defer and avoid the interest.

Posted on September 3, 2014 at 9:55 am 0

On It Has Been Made Clear to Me That I Cannot Have It All

@Meaghano Oh, I suppose we all have our particular hells to go through with newborns :-) Sounds like you're doing quite awesome, all things considered! We're at week 10, and it's SO much better than the first four weeks. If I ever talk about having another baby, I have instructed my husband to remind me of those, and that will be all I need to return to the idea that 1 baby is best! :)

Posted on August 19, 2014 at 1:08 pm 0

On It Has Been Made Clear to Me That I Cannot Have It All

I know breastfeeding is hard at times (inconvenient, painful at times, ugh cracked nipples) -- but take it from a new mama who cried for a week because she was unable to breastfeed: you're lucky :)

Posted on August 18, 2014 at 6:35 pm 0

On "Secrets" to Buying a House Without Getting Hosed

We had a good experience with our realtor and he really fought for us (we live in an area of Colorado where the real estate market is never, ever "down," and houses fly off the market). But the mortgage brokers? Not so much. We were told, "You know, you could get a loan for double this amount easily if you wanted." We were encouraged to Buy More House, Buy More House. They do not have clients' best interests in mind whatsoever! And we are quite happy with our modestly-priced (for our area) home in need of upgrades, because our mortgage will never, ever be a challenge to make each month.

Posted on August 12, 2014 at 10:50 am 1