@guenna77 I guess I should have used my therapy-honed skills when crafting my comment and stuck to I statements. Having Tgiving dinner in a home with homemade food is important to me. I find it more fun and intimate. Since you're approaching our comments in the least charitable way possible I guess that is how I'll approach your: Are you saying the location literally does not matter at all? That you are doing nothing at all to tailor the setting of your own Tgiving dinner to the tastes of yourself and your guests?
@guenna77 Please tell me he makes a brillion dollars and/or has 1:1 comp time
@Christy Solidarity forever! Solidarity forever! Solidarity forever, for the union makes us strong!
@Christy Totally cheating/not ideal and sad. My family, with a few other families, ended up eating Thanksgiving dinner one year at a hotel because we got snowed in at a hockey tournament 100 miles from home (Minnesota!). It was a nice hotel and good food and it was clear my parents were really trying to make it ok but it sucked compared to home style Thanksgivings. It also opened me up to the idea that people don't always have large extended families and picturesque farms for their Thanksgivings. It was a little Too Real for 10 year old me.
@Kimberly Alison I did this earlier this year and Lori has linked you to the right thing. FWIW, getting my Vanguard account open was easy, getting my old IRA company to transfer the money was harder (I had to send things in the mail!).
IRA/Roth IRA conversion: how does it work, what are the pros and cons? When I left a job a few years ago my 401k rolled over into an IRA. I think I would like to turn it into a Roth and keep adding money to it so I don't end up with a bunch of different accounts. But how do I do that? I realize I will have to pay taxes on it (bc it is holding what was pre-tax income) but minor internet sleuthing says there are ways to minimize this? Most places are all "DO IT, so we can have your transaction fees!" and none of my friends have faced this so I'm having trouble finding reliable info.
@highjump when I was in college I had a financial aid gap of $5k (oh how I wish I had played hardball with the financial aid office) and over my mother's strenuous objections my dad took out a PLUS loan for me on the understanding that I would pay it back. It isn't even on my credit report or anything and I doubt it is affecting my dad's credit adversely but I feel I should make it a payoff priority.
@BillfoldMonkey That is intense and some kind of inversion of how I feel about my student loans (payoff date maybe 2018 sometime?). One step at a time!
@kentuckienne Holiday spending, right?!?! I have a google spreadsheet and every year a few more people get added to the gifts list. I'm not much of a DIYer and to be honest I love shopping for others but man it gets expensive really fast.
Merry Christmas Dad Plus Loan Payoff! 10/1: $2,046 10/30: $1,434 Definitely moving in the right direction! Hoping to put a bring into 3 digits by next check in, but holiday shopping is almost upon us and I'm hoarding cash for that.