@Apollo Banks I totally feel you on relieved and panicked at the same time.
@CubeRootOfPi If it makes you feel better, I hoped to have my student loans under $50k by the end of the year and they'll be at ~$51k. I decided it wasn't worth me raiding my savings to meet an arbitrary goal. Changing your process, as you have, is more important and will lead to more success down the line.
At my job we have 18 months of probation, after which we are no longer at-will employees. My probation will be up in July. I really want to pay down my student loans but I'd like to keep that money liquid in case I don't pass probation. I think I will pass, but you never know. Thus I would like to save $6,000 to be used in case I lose my job OR to pay off a small student loan and take a short vacation if I still have a job. Is this a crazy scheme? If I Lose My Job Fund Goal: $6,000 by August 1 12/4: 0 The other goal I have been working on is an Emergency Fund Goal: $2500 by Jan 1 12:4: $2200
Did I miss the monthly throw money at our problems check in?
@polka dots vs stripes H&M is my go-to place because they signed the freaking Bangladesh accord and they've always been good on copyright issues bc of stricter European laws. And they're not $$$. American Apparel for basics even though their CEO is a skeezeball. Land's End improved their manufacturing after a 2011 scandal. I also buy quite a bit from Express because I used to work there and there is one close to me and one of the reasons they broke away form Limited Brands was because of their production practices. But, to be honest, the Express stuff is mostly me lying to myself and they're probably not much better than Gap. I also tell myself that anything I buy at the downtown DC Macy's is a wash because they're unionized.
I'm hosting which is turning out to be more expensive than I thought (~$200) but I'm really glad I'm doing it. Hopefully I am still glad tomorrow.
@Meaghano I actually participated in an action outside of a Gap when this was all going down bc I love their really skinny pant and wish I could keep buying them. Self interested activism is the most passionate activism.
You can take them United Kingdom. I am real mad at Jcrew right now. First they refused to sign the Bangladesh Accord to manufacture their expensive shit in slightly less terrible conditions (which you know they can afford to do) and now they're partnering with Teach for America aka the unsafe low-quality corporatization of public education. A bunch of cool British and European brands signed the Bangladesh Accord, why can't they come here and Jcrew can go DIAF like a garment worker. http://www.bangladeshaccord.org/signatories/ (Rereading this comment kind of seems crazed but I am SO MAD about my inability to buy even barely ethical clothes on a teacher's salary in the US right now)
Express is having a 50% off sale right now. I wear their pants to work almost every day (they're really the best option out there for my frame unless I want to pay $$$ for real wool I'll probably spill salad dressing on anyway) but I know from experience they're not worth their full price. 40% off is my barometer to buy if I need a pair so I just spent $125. Given this article, I don't know if that makes me smart or a sucker.
I feel so guilty about the amount of money I spend on Amazon. Its just so easy! One of my 2014 goals will be to transition to 100% Costco for bulk items.