On Overdrafting With Simple

"Our budget is a disaster and I am in denial" So I'm not trying to pry too much into your private life as this is not a personal blog but I would be SUPER interested in reading about that. Several friends have told me their finances went to shit during the infancy of their children.

Posted on September 17, 2014 at 4:19 pm 1

On The Year We Saved $10K: It Was 2008 and California Was on Fire

@Winter I wonder what she does with the $12k a year she saves? Roth? Travel? Early retirement plans?

Posted on September 17, 2014 at 10:03 am 0

On 40-Hour Workweek My Aunt Fanny

@HelloTheFuture A friend's husband is an equity sound board man. I love those unions. Hope you get your card soon.

Posted on September 2, 2014 at 4:30 pm 0

On 40-Hour Workweek My Aunt Fanny

@Ester Bloom I know all the power relationships (included how much money everyone makes) for everyone around me bc of our job descriptions and different project management levels. Again, I know how much money everyone makes and things like salary and benefits are discussed openly and without fear. My path for promotion, though not easy (and definitely not automatic, I hate it when people say that about unions), is clearly explained in my contract. Everyone bargains together for raises so I don't feel like I'm betraying the sisterhood or something if I don't negotiate a raise on every annual review. This includes fringe benefits like per diem and other travel expenses. Because of the way our particular union is set up there is a clear division of clerical work & non-clerical which as a young woman who used to get stuck making copies at other jobs I LOVE. Just a general recognition that work is work and even though I love what I do I deserve compensation for the time I spend doing it. Now that I am off probation (a two year process) no one can come into my office and summarily fire me unless I embezzle money or sexually harass someone or something of that magnitude, which is so good for my imposter syndrome. Freaking Weingarten rights! And just having a steward in general - someone to talk to about work problems that is not your boss. A general spirit of "we're all in this together" I have not found in other workplaces - even on political campaigns which have a definite esprit de corps. I am a more productive employee that takes on bigger, riskier projects (that have always turned out to be more profitable, btw) and does more long-term planning because I have union protections.

Posted on September 2, 2014 at 4:26 pm 3

On A Father-Daughter Duo Answers Your Questions: Accepting Financial Assistance From Parents as an Adult

@dilworth Yup your personal enrichment should definitely be our highest financial priority. "Down the tubes" indeed http://www.whitehouse.gov/2013-taxreceipt

Posted on September 2, 2014 at 3:09 pm 3

On 40-Hour Workweek My Aunt Fanny

We have a union at my workplace and it makes my job easier every single day.

Posted on September 2, 2014 at 2:40 pm 0

On A Father-Daughter Duo Answers Your Questions: Accepting Financial Assistance From Parents as an Adult

@ellabella Ah the classic tone argument, used to keep certain classes out of money conversations. Thanks for the helpful suggestion of more appropriate topics, but you're really under no obligation to respond to me and I'm really under no obligation to oblige you. I personally think that giving yearly (and apparently in this case automatic) gifts just under the tax threshold instead of dispersing an inheritance all at once, where it may be subject to some taxes, is an ethically grey area. Not evil or anything, just ethically grey. And I think it adds another layer to our original letter - maybe by taking (what some people would consider) small gifts along the way the letter writer will be reducing the eventual estate tax burden for her parents.

Posted on September 2, 2014 at 2:31 pm 1

On A Father-Daughter Duo Answers Your Questions: Accepting Financial Assistance From Parents as an Adult

@dilworth It sounds like your Grandma was just glad to have another person to disperse a tax free gift to! Glad you're all managing to evade those pesky taxes. http://www.irs.gov/Businesses/Small-Businesses-&-Self-Employed/Frequently-Asked-Questions-on-Gift-Taxes

Posted on September 2, 2014 at 1:53 pm 2

On A Father-Daughter Duo Answers Your Questions: Accepting Financial Assistance From Parents as an Adult

@dudeascending When Meghan's dad justified his answer with historical economic patterns I think he opened himself up to the criticism that that rising tide didn't exactly lift all boats. I say clearly in my comment that I don't blame the letter writer. Don't get your powdered wig mussed. I'm not exactly storming the Bastille. If you can't handle an eyeroll from someone on the internet in a lower tax bracket I think you're the one with the issue.

Posted on September 2, 2014 at 1:51 pm 2

On A Father-Daughter Duo Answers Your Questions: Accepting Financial Assistance From Parents as an Adult

@PicNic Obviously these kinds of interactions are indeed emotionally fraught but I really wouldn't describe questioning whether to take money from your parents, who you already have a good relationship with, when you're already economically stable as a "struggle"

Posted on September 2, 2014 at 12:15 pm 0