I can appreciate this story, it is hard surviving without a lot of spending money and your meal plan running out. When I went to college we had "dining dollars" and the Wendy's on campus actually accepted these dining dollars. At the end of each quarter I would usually just eat the $1 baked potatoes. But I also have to acknowledge that I had enough grant money to pay for my tuition and on-campus housing, and had a part-time job to support myself for the necessary toiletries, clothing, and train rides home. I guess to make it more interesting you might omit the details, but we 'folders like to know the nitty-gritty! I live in San Francisco and actually try not to spend more than $100/week on spending money though? And that tries to include meals out during the week. I don't think it's that hard to do for a few weeks at a time?
i don't think it's a bad idea for people who are not very good at saving money. i think the whole point is to help a certain demographic (young, NOT poor, and comfortable with technology) save that would otherwise spend every dollar because they don't pay attention. and with what i read, it seems that is a lot of people. these folks probably aren't concerned with a few dollars in interest. i am probably not going to sign up because i don't like the idea of sharing my bank info with people, just ain't for me.
I was a full Pell Grant recipient and in California, we have a Cal Grant and I got the maximum award as well. It was totally a life saver. I was able to attend a UC (in state school system, well-regarded) for almost no money, and basically banked all subsidized student loans and was able to use them to start my life in SF! (It did take longer than I'd like to pay off, though). I wish there was a better outreach program for folks that are not used to college life and didn't know what to expect. Even though my sisters went to college, it is still a completely isolating experience being out there on your own. I bet it would be for people who come from privilege as well.
i haven't checked in for a long while (i paid off my debt, but i have savings goals now). savings goal: $24,000 savings (about 1 years worth of expenses) start: 16,014
@ThatJenn i used to have hsbc savings and capital one 360 and i like capital one (especially when it was ing) because the website is easy to use and customer service has been good. you can also get a bonus of $50 when you open the account. but it seems like a lot of online banks have better apr. if you open up the free checking you can get a debit card for easier withdrawal of funds too.
@crenb hope this week turns out better!
Not a bad spending weekend. Only $36 in food and $41 in groceries. $77 total and estimated $120. I hope my tax refund comes this week so I can buy plane tickets this coming weekend.
Hoping for a lower-spend weekend. 50 for groceries, 40 for food and maybe 30 for misc, including a housewarming gift. $120
Fun and relaxing weekend. Fri night: dinner with bf $15 Sat: pedicure ($33), cheese steak (9.85) and shopping with a friend (74.05 on a new blouse) Sun: groceries (39.58) and GRE prep (99) and reading free kindle books About 237.48 Estimate 185... Hadn't anticipated going shopping
I am gonna try to participate in these estimates this year! - 45 for groceries - 40 for lunch and dinners out - 50? For massage - 50 for study materials Gonna have a life planning sesh with a friend, prolly go for a massage, and try to start studying for the GRE (or at least purchase some materials). $185.... Little more then I usually spend.