On Target Raises Minimum Wage to $9 an Hour

Wow, $9 is still rather low in most parts of the country? Not only teenagers work at Target. Also, I don't think McDonald's is called a "retailer" but is categorized as something else. I was thinking that maybe CostCo or Sam's Club would be number two.

Posted on March 19, 2015 at 3:29 pm 0

On The Cost of Things: Getting The Flu When Your Insurance Sucks

I am really sorry that the flu got you so sick that you had to go to the doctor :( Medical care seems so crazy expensive. My boyfriend is going to be unemployed soon and I am kinda shocked how crappy cheap health insurance is. $250/mo and a $5k deductible before anything is covered? Jeeeeez.

Posted on March 16, 2015 at 9:22 pm 0

On How an Assistant Editor in Pittsburgh Does Money

@ronswansonluva saving a year worth of income for your retirement at 29 is kinda amazing!

Posted on March 16, 2015 at 9:09 pm 0

On Going Off-Brand

@klemay these days you can start to find pretty good phones for around $300 and even $200. they aren't quite as powerful as flagship phones you but they work very well. the market is so dominated by a few players in the us (samsung, apple, lg) but brands like asus and oneplus show you can make a good phone without having to charge consumers $600.

Posted on March 11, 2015 at 11:52 am 0

On Let’s Throw Some Money at Our Problems: February 2015 Check-in

I have switched my goals around. I have decided that my emergency fund is enough (~9 months of expenses). I have decided to start a house down payment fund of $50k. The goal of when to have it by is a little nebulous, I am hoping in the next 5-7 years. To Start: $50 March 2015

Posted on March 4, 2015 at 5:19 pm 2

On Should Everyone Work Retail At Least Once?

I worked at Goodwill for one month. People are terrible. They will try to scam you and say they gave you a certain type of bill when they didn’t to get change back they shouldn’t have, etc. People yell at you for taking to long with an elderly customer who needs extra help and attention. People steal things constantly. I doubt this is limited to lower-end stores. In my experience, I don’t think working in retail made me feel more patient. It just made me feel more grateful that I am surrounded by generally nice people who are not the scum of the earth. I worked at a customer-facing job (not retail) for years and experienced more or less the same.

Posted on March 2, 2015 at 9:32 pm 0

On New York on $70 a Week

I can appreciate this story, it is hard surviving without a lot of spending money and your meal plan running out. When I went to college we had "dining dollars" and the Wendy's on campus actually accepted these dining dollars. At the end of each quarter I would usually just eat the $1 baked potatoes. But I also have to acknowledge that I had enough grant money to pay for my tuition and on-campus housing, and had a part-time job to support myself for the necessary toiletries, clothing, and train rides home. I guess to make it more interesting you might omit the details, but we 'folders like to know the nitty-gritty! I live in San Francisco and actually try not to spend more than $100/week on spending money though? And that tries to include meals out during the week. I don't think it's that hard to do for a few weeks at a time?

Posted on February 26, 2015 at 4:31 pm 1

On Get Interest-free Banking With Digit, a Terrible New Way to Save

i don't think it's a bad idea for people who are not very good at saving money. i think the whole point is to help a certain demographic (young, NOT poor, and comfortable with technology) save that would otherwise spend every dollar because they don't pay attention. and with what i read, it seems that is a lot of people. these folks probably aren't concerned with a few dollars in interest. i am probably not going to sign up because i don't like the idea of sharing my bank info with people, just ain't for me.

Posted on February 23, 2015 at 9:53 pm 0

On How Low-Income Students Do College

I was a full Pell Grant recipient and in California, we have a Cal Grant and I got the maximum award as well. It was totally a life saver. I was able to attend a UC (in state school system, well-regarded) for almost no money, and basically banked all subsidized student loans and was able to use them to start my life in SF! (It did take longer than I'd like to pay off, though). I wish there was a better outreach program for folks that are not used to college life and didn't know what to expect. Even though my sisters went to college, it is still a completely isolating experience being out there on your own. I bet it would be for people who come from privilege as well.

Posted on February 18, 2015 at 3:52 pm 0

On Let’s Throw Some Money at Our Problems: January 2015 Check-in

i haven't checked in for a long while (i paid off my debt, but i have savings goals now). savings goal: $24,000 savings (about 1 years worth of expenses) start: 16,014

Posted on February 2, 2015 at 8:48 pm 0