UGH I am so not looking forward to this when my girlfriend and I move in together this summer! I love my little apartment, and I don't know how we'll find something bigger in my neighborhood that we can afford. I wish my upstairs neighbors would just move out of the larger upstairs apartment so we could just move up there.
Yeah, I think this is largely bullshit. "I just care too much" to quit mid-semester. Have a self-preservation instinct, people!
Can we talk about life cycle 401(k)s? My entire goal is to set it and forget it. I work for the federal government, and I've just dumped all of my retirement savings into the TSP (govt 401k) that's designed for people retiring in 2050. (I'm trying to retire in 2053, so it's right on target.) Is this a feasible strategy? I really don't want to think about it. (I get a match, but it's just put into the same TSP fund, so no worries there.)
@EvanDeSimone Yes, exactly this. Super expensive dinners are awesome when they're on your own terms. When you're a tag-along, not so much.
This is not tax advice: Logan, why don't you try going to one of the walk-in Taxpayer Assistance Centers that the IRS runs? They're totally free, and they'll even prepare your taxes for you if you make under $51,000/year. There's three in Manhattan, one in Brooklyn, and even one in the Bronx. Here's the link: http://www.irs.gov/uac/Contact-My-Local-Office-in-New-York That way, you could go in and talk to someone in person, if you're interested. That was not tax advice, nor advice about dealings with the IRS or the federal government as a whole. Not advice!
@VelourFog You can get cheap housing in Capitol Hill if you'll live in a group house. I got really lucky when I was in DC - my rent was $675 a month, in a three-bedroom. (Sure, my bedroom was in the basement, had a tiny window and no heat, and the washing machine broke, but it was cheap.)
@VelourFog I'm 25 and much older at heart, and let me tell you, I moved out of DC (I lived in Capitol Hill, not even a really young place) to move to the suburbs. I just didn't like it or fit in at all there. I'd recommend Takoma Park if your work is on the red line of the Metro. It's a pretty quick trip into downtown, plus Takoma Park is affordable for DC and it has a small-town-ish vibe. (At least, it's as good as you're going to get near DC.) I'm much happier here, but DC is generally the worst.
Oh man, where can I sign up to be a management consultant? I'm down for tedious bullshit.
I'm always interested by people who choose longer commutes for themselves. I went from having a 20-minute walk to work to a 45-minute bus-and-Metro commute to work, and I actually like it. It's always nice to see that I'm not alone.
Thanks guys! I'm super-excited to check the DC event out.