I've never bought anything with my smartphone. But I just did my first e-transfer last week and am generally behind the e-times.
@lalaland I agree with you. It would depend on whether or not it was "responsible debt" or not. Also, as someone who is in her 30s and dates guys her own age (or older), most of my target demographic is out of their "responsible debt" phase. And being Canadian, student loan debt of my era tends to be reasonably low (though I went to school with people who amassed stupid levels of student loan debt for stupid reasons). So essentially, my target demographic *shouldn't* have much debt and having a lot of debt is a bit of a red flag.
@Username As someone who is not in debt and makes a reasonable amount of money, I'd be seriously worried about marrying someone with large amounts of debt and no way of getting out of it. I briefly dated a guy who was terrible with money and I have a hard time seeing how it would have worked out long term (though I ended it because he was generally awful, nothing to do with money). I'm a financially very cautious person though.
I have a bad habit of shopping because I'm bored. I manage to convince myself that there is something I NEED and it also gives me a reason to get out of the house for a bit. I'm slowly learning to cut it out. I'm not in debt, but I would like to save for a "house", which is a much better investment than a new dress... Probably.
@elizabeast It's the Avion card from the Royal Bank, if you are in Canada.
I do this! I have an airline card that works with any airline. I put everything on it and pay it off right away. At xmas I used my points to fly to a place that is stupidly expensive to fly to that I really didn't want to go to and couldn't justify actually paying real money for.