On Let’s Throw Some Money at Our Problems: August 2014 Check-in

@joyballz yes! This will be my third year visiting. They live in Hyde Park right on the lake so I think I'm going to see if we can rent some bikes and picnic. Last year we saw a show at second city (I perform so love seeing other performers when I can) and had a pitcher of gin and tonics. probably the highlight of my trip (the fact that we could even order a pitcher)

Posted on August 29, 2014 at 12:33 pm 0

On Share, Don't Scroll: How to Do Internet on Vacation

I just don't go on vacations. Boom, problem solved. (jk I go on mini-vacations to visit my cousin in Chicago, but is it really vacation if you're sleeping on an air mattress in someone's home office?)

Posted on August 29, 2014 at 11:28 am 0

On Friday Estimate

@BillfoldMonkey samesies. last time I think I bought 20/got 20. I need some neutrals this time but am mostly looking for a cutting mat and some of those $3/yard fabrics to use as muslins/quilt backs/finished clothing. I'm forcing myself to stay away from the yarn because I always want some and I never use it!

Posted on August 29, 2014 at 9:41 am 0

On Friday Estimate

@BillfoldMonkey you would be shocked at how easy it is to throw away 4 trash bags worth of stuff. Preparing for the roommate last month I'm pretty sure I threw out ~10-14 and also brought at least ~9-12 to donate. It was ridiculous. and I still kind of have a lot to get rid of! bananas!

Posted on August 29, 2014 at 9:39 am 0

On Friday Estimate

@andnowlights are you going with the bangs?! DO IT!! :)

Posted on August 29, 2014 at 9:35 am 0

On Friday Estimate

Long weekend! Too bad (or maybe it’s a good thing?) it’s not a pay Friday, so keeping it pretty quiet. Today is glorious. Fall-like weather. Just really beautiful morning. Going to stop by the grocery store because I realized I somehow don’t have anything for lunch/dinner next week ($50) and then go home and work on this dress I’ve been making really excellent progress on. I’ve been going pretty slow with it and finishing my seams nicely and it’s really gratifying the way it’s coming together. Tomorrow I have class to finish the dress, already paid. It’s also my stores semi-annual sale. This is the biggest temptation EVER! They sell a lot of fabrics for $3-5 a yard (that are normally $9-15/yard!) and also some gently used tools (I need a better cutting mat) or patterns, and then there’s also a general store discount of 15% for things that aren’t part of the actual sale, and buy 10, get 10 fat quarters SO I tend to budget for this ($100). Saturday night my roommate is throwing herself a housewarming party in our apartment. I’ve been kind of dreading this, I don’t know if I’m going to make an appearance or not (I’d really rather not). This might end up costing me $20 (to either avoid or participate). Sunday and Monday no plans, probably some baking and cooking for the week. Work on a project or two. Read some books. Monday if it’s nice I’m going on a picnic with a friend but I think it’s going to rain. So, about $170. Maybe less if I’m feeling virtuous

Posted on August 29, 2014 at 9:22 am 0

On Let’s Throw Some Money at Our Problems: August 2014 Check-in

@EmilyAnomaly thanks :) I know that when that AES loan is gone I will feel victorious (it's also one an uncle co-signed when I was in school so I'm anxious to get rid of it for a few reasons).

Posted on August 29, 2014 at 8:29 am 0

On Let’s Throw Some Money at Our Problems: August 2014 Check-in

My first month with the roommate didn’t really yield higher payments. I was trying to figure out where that extra $600 went – I finally got the haircut, bought a pair of boots for this coming winter (on sale!), plane tickets for Chicago, a couple much needed bras, and treated myself to a quilting class. I kind of feel like that was all much needed/deserved so I don’t feel TOO awful about it. American Education Services Loan (4.8% interest rate) July 2014: $308.80 August 2014: $209.69 Federal Consolidated Loan (3.88% interest rate) July 2014: $49,819.85 August 2014: $49,801.85 (even though I just kicked $170 at it. Ugh.) Private Sallie Mae Loan from HELL – $25,266.11 Savings for when I will need to move in the Spring – $0 (it was $200 but I bought plane tickets to see my cousin/best friend in Chicago in October because they were super cheap and I needed something to look forward to after this summer from hell) Dental Implant that will cost $5,200 – $0 (to be fair, this hasn’t started yet and they will let me do a zero interest payment plan, so I’m not too anxious to save in advance since I have other pressing things) The AES loan is going to be paid off in September, also my birthday month – great present for myself! Trying to stay patient with the consolidated loans, it’s hard to give so much money and see little to no difference. Private sallie mae loan – are they even allowed to keep adding interest once it’s charged off to collections? (which, gulp, is where it’s at right now) I thought these check-ins would make me motivated but instead I feel a little hopeless.

Posted on August 29, 2014 at 8:01 am 0

On Monday Check-in

@LookUponMyWorks she is basically my favorite topic of conversation because most of the things she says/does makes my friends jaws drop to the floor and it's pretty hilarious. Trying to laugh at this comedy of errors until I move out so I don't get so stressed out about it anymore. @Tripleoxer I would love to read a how-to guide about this! I try to always use my coupons at CVS but I have a feeling I could use them more effectively. As for panera - I was super overwhelmed and just got a half sandwich and some chips and a fountain drink. I think if I'd had my wits about me I could have easily spent $15!

Posted on August 25, 2014 at 10:22 am 0

On Monday Check-in

I had said nothing or $40 and fell somewhere in the middle. I didn’t do laundry or go to SOWA but Friday after work I picked up some vegetables at the farmer’s market to roast for dinner ($8.50). I took a nap when I got home (I have been nonstop exhausted lately) and when I woke up my roommate was gone for the weekend! Glorious present, best ever. Really excited. Granted – next weekend she’s throwing herself a house warming party that I wasn’t originally invited to and asking her friends for presents, but I’ll deal with that awkwardness when I have to. Saturday I got breakfast at Dunks because I didn’t have any coffee creamer in the house ($6). I watched a million hours of extreme couponing. No one ever really talks about diving in to their stash to actually use anything, so I’m wondering if these are all JUST IN CASE items that isn’t part of their regularly consumption. Also, one woman wasn’t with anyone or pregnant and didn’t have a child but had like a years’ worth of diapers. If I started dating someone and found out they had a stash like that it would be SO MUCH PRESSURE! My friend dropped off her microwave (mine is pathetic and old and she doesn’t need hers anymore) and I found out she and her boyfriend were going to office max so I tagged along to look at all the back to school stuff. We picked up lunch at Panera ($7.50). Sunday I worked on the dress I had been meaning to work on, and changed two lightbulbs in the livingroom that had been dead for a while and then even took the light cover thing and cleaned out the dead bugs with warm soapy water and felt extra virtuous. I re-read some Louisa May Alcott and watched Dead Poets Society and some of the Simpsons marathon (1997 season). Took a couple naps (again with the exhaustion). Total spent: $22. Naps taken: 4 Awkward roommate encounters: 0

Posted on August 25, 2014 at 9:38 am 0