I resisted getting a credit card for a long time, because I didn't understand that you don't get charged interest if you pay if off at the end of each statement period. I always assumed that interest starting accruing daily as soon as you made the purchase until you paid the bill. In my mind, this just meant that everything would practically become X% more expensive, which seemed like a stupid thing to sign up for. I think I finally figured it out in college, and quickly got one senior year when I realized that I needed a credit score to apply for apartments.
@stuffisthings Yes, yes, yes. I am glad I am not the only one who notices these small things. For example, the fact that Fig. 1 has that completely unnecessary extra decimal of precision on the y-axis labels also annoys me, and I don't think % Change Since 2000 is really an accurate description if 2000 is set to 100%.
@echolikebells For some reason, I found that those little plastic individual flossers caused a complete flossing epiphany for me. I was always TERRIBLE about flossing (like, probably flossed a total of about three times ever in my whole life), and then all of a sudden once I switched I started flossing regularly! I feel guilty about the unnecessary waste of plastic, but I think that outweighs the guilt I used to feel every time I went to the dentist.
Thanks for writing this, this was great.
@echolikebells I can see it at work and to be honest I'm a little disappointed? I have no idea what I was expecting, but it is very, very strange. The camera keeps zooming in super close and then awkwardly moving around in ways that make me a dizzy so I haven't been able to watch more than a minute straight.
It's my birthday weekend!! Friday: My boyfriend suggested having a night in and ordering takeout. If we end up doing that, I will probably try to pay since I won't be paying for anything tomorrow. $30? Saturday: Dinner at Le Diplomate! I am so, so excited. I assume my boyfriend is picking up the check, so $0. After dinner I am getting drinks with friends (and people have even RSVP'd in advance this year, so I don't need to stress about nobody showing up!) Again, I assume I won't be paying for my drinks (not that I wouldn't be willing to, but I know my friends will want to buy me drinks.) Sunday: Not really sure yet, but it will definitely involve groceries ($40.) Ideally I will also get some Christmas shopping done, so maybe $150 for that? Total: $220.
@Allison Ahhh are you talking about that 3M window insulating plastic sheet thing? I am obsessed with it. I am not entirely sure whether it works or if it's just a placebo effect, but sealing up my windows each winter is a very, very important ritual for me.
I still associate American Girl Dolls with being my earliest understanding of class markers. I went to a fancy private school for a few years that my parents really couldn't afford (hence why they eventually pulled me out.) I distinctly remember being invited to a doll tea party, where every single girl except me had brought their American Girl Doll. I just brought my favorite stuffed animal, which I thought was way cooler than a doll anyways. But I really remember noticing how upset it made my mom, and I think that's one of the first times I really "got" the huge class difference between me and my classmates.
@DarlingMagpie I went through this when I finished paying off all my loans about 6 months ago - it's oddly unsettling. I had a plan for how I was going to start investing (more than happy to talk about that when the time comes if you're interested!), but it was still a bit jarring in ways that I can't quite articulate.