@nell Buttermilk powder! It's awesome- I keep a canister in my fridge and I have buttermilk all the time without the half-used pint of buttermilk in the fridge for a mysterious amount of time issues. Bonus is you just toss the powder in with your dry ingredients and add water to the wet- super easy.
@Kimberly Alison I wound up just calling the Vanguard people on the phone since I had a Simple IRA (not simple) to roll over- they called my existing institution while I was on the phone and found out the roll over requirements for me and basically walked me through the whole process. It helps to have a fund in mind for your new institution to roll things into, but basically talking to people on the phone can be the easy way to go.
@cryptolect There is also the "will Roth withdrawals always be tax free?" bet, since, well, there's not really anything stopping them from being taxed sometime in the future. Except pissing a lot of people off, of course. Some in both kinds of funds seems like the best option for most people
@Tripleoxer 10 minute commutes are wonderous life enhancing things (also surprisingly significant money savers a lot of the time). Congrats!
@TreeTownGirl The American Academy of Pediatrics is now recommending IUDs or implants as the FIRST choice of birth control for adolescents, so the "you're too young for an IUD" bullshit is officially totally out of date. And may it stay that way.
@Erica I think the Gates Foundation actually subsidizes/ pays for monorail for their employees, since it is actually a pretty good link from the tunnels to City Center. I also once worked with someone who had been on the design team for some other now-defunct monorail extension project- it sounded pretty cool, really.
@grandma_nancy I needed recommendations for a scholarship once, and both of my recommenders asked me to draft the whole damn letter for them and then they would edit and sign it. Thank goodness my sister had "how to write letters of recommendation tips" because I think I would have wilted away out of sheer embarrassment. On the other hand, they both only changed a few words (generally to be more effusive) and I got the scholarship, so no use in being too modest, I suppose. I bet you are great!
So...I've lived/ live in cities 2, 7 and 13, and have strongly considered moving to cities 14 and 20- how much of a millennial stereotype does that make me, exactly?
@frumious bandersnatch I have a "spending money" budget that all my cash withdrawals get thrown into- it's basically my fun money (or latte factor money if you're feeling personal finance author-y about it).
@mouthalmighty Agreed- I had a late payment because I forgot to press the third "okay, I'm really paying this bill" button, and they waived my fee, no problem. I think they'll do about 1 every 12 months more or less automatically.