On A Call To Abolish Employment Credit Checks

@pixiesuperhero I have my plugins (including flash) set to click to play- it adds an extra step to youtube, but it really cuts down on animated/ video ads (without the total cut to ad revenues that something like adblock does) In Chrome it's Settings-Privacy-Content Settings.

Posted on April 14, 2014 at 10:30 pm 0

On Frugal Travel Moves That Backfired On Me

@HelloTheFuture 1st Class AC all the way. Actually, 2nd Class AC sleeper trains are fine, too. Mostly middle class families, fairly non-eventful (even when you get stuck between Agra and Ambala for hours on end). But I would always, always, take one with air conditioning...

Posted on April 14, 2014 at 10:21 pm 0

On Soon Small Dogs Will Supplant The Human Race

@andnowlights I keep putting in a vote for a Great Pyrenees in my household. Huge AND fluffy.

Posted on April 12, 2014 at 12:47 am 0

On How Do Couples Use Joint Accounts?

@Chris_HHH He had paid his loans off before we got married, and we paid mine off jointly as quickly as possible after we got married. Basically, we're planning an entire future together that involves not only the debt we started with, but house buying, travel, retirement- so paying off debt as quickly as possible let us get to those things faster.

Posted on April 2, 2014 at 8:48 pm 0

On Moving From Fast Fashion to a Few Quality Pieces

@ceereelyo Halogen (esp. at Rack prices) is great. Depending on what neck of the woods you live in, Eddie Bauer has really solid construction in their clothes, and some % of it is work appropriate (in a gradient centered in Seattle at roughly 100%, probably reaching 0% by NYC). Land's End has cute work appropriate dresses that cycle on sale periodically, as well- if you like Boden you might be surprised.

Posted on April 1, 2014 at 9:44 pm 0

On How Do Couples Use Joint Accounts?

@Beaks Oh, and healthcare is always joint, because we both want to be married to someone who's healthy (and alive and stuff). That's how gym costs wound up in the joint expenses, too. It's entirely possible 5 years from now the only non-joint expenses will be lattes, candy bars, and gifts to each other.

Posted on April 1, 2014 at 9:28 pm 0

On How Do Couples Use Joint Accounts?

Before we got married, we basically just used the joint account to move rent money around, and split grocery expenses by having one of us subscribe to a CSA and the other pick up the store stuff (utilities were included, so it was pretty easy). We split costs by % of income. Now that we're married, we dump everything in one pot, and then we auto transfer a set (equal) amount of spending money into individual accounts. The joint account covers all joint expenses, and the individual accounts cover individual (discretionary) stuff- eating out without each other, clothes, haircuts, gifts. In theory this keeps discretionary spending limited to a pre-set amount each month in our individual accounts- in practice we like hanging out with each other a lot and doing things that cost money together, so we still have to put some work into sticking to a budget. Like marykay, I like the "team" feel I get from this method- we still have some independence, but the bulk of what we do with our money is joint, so it feels like we're working together towards every goal since things always come out of "our" money.

Posted on April 1, 2014 at 9:13 pm 0

On 1 Thing Is Gonna Melt All This Stuff

@coastalelite Personal statements are the worst. Followed closely by cover letters. And only exceeded by personal statements with ludicrous character limits, e.g. "describe the evolution of your interest in this field from birth until now. 200 character limit."

Posted on March 28, 2014 at 7:32 pm 0

On 1 Thing Is Gonna Melt All This Stuff

@coastalelite She volunteered! It's okay! She does them all the time, I'm sure. Give her any information she asks for promptly and write a thank you note when she writes the recommendation. Bonus gesture- let her know how it goes. (Plus if you start getting other people to do things for you, you really have to start working on your own behalf- at least that was a big push for me to meet application deadlines).

Posted on March 27, 2014 at 10:13 pm 0

On Talking About Money And Splitting the Cost of Child-Rearing After a Divorce

@TrotskyHoldsMyiPod My parents kept a joint bank account that they both made deposits to (based on how much money they both made and the % of time we spent with each parent), and all of our expenses came out of that. Of course, minus the split with the contributions, that's how they handled most of the "kid" expenses before they got divorced, so I think it was just simpler to keep things going that way.

Posted on March 27, 2014 at 10:08 pm 0