On Another Life
That first life you described is my brother's. The only difference is that he has no interest in the LA food truck scene. He is the reason I know and love micheladas. Also, his existence isn't pay check to pay check anymore. It certainly was when he started out 20 years ago, but he's worked his way up the ladder and can afford to put his two kids through college as long as they stay in state.
I work for one of the companies mentioned in the WSJ article and it was news to me that they look at SAT scores. I double checked with my friend in recruiting and she said, "Yeah, it's crazy. But, we only do it for the recruits straight out of college with no work experience." Soooo, there is that? I was hired in an admin position and they cared more about my actual work experience and just confirmed that I had my masters. 1330, taken in 1992.
On Change Bowl
@EmilyStarr Even if the coin sorter isn't freely available in the lobby, you can just take your bag of money to the teller and they will put it in the coin sorter they have in the back. And it is FREE as long as you have an account there. CoinStar is such a rip off.
I make my own iced coffee at home partly because I'm a cheap bastard, but partly because I simply don't have the time to stop at a coffee shop every single day on my way to work. Making my coffee at home saves me money, but it also keeps me from being ten minutes late to work every day.
According to my vet, actual medical care for pets is NOT recession proof. People either abandon their pets or stop getting medical treatment for them when hard times hit. (I adopted my first dog in January 2010 so this conversation took place soon after.)
If I am invited to a shower for the engaged couple, I will happily give a gift, but I will not then buy them a gift specifically for the wedding. You are not allowed to double dip! I call shenanigans on that BS.
I think that this guy needs to look into therapy. He obviously has anxiety issues over money. Anyone who has his income level and has such stress over future spending needs therapy. (Saying this as someone who has significantly lower but still comfortable income level and is in therapy because of my anxiety over things that could happen in 20 years.)
@SarcasticFringehead There's a HUGE difference between having your CC number stolen and having your identity stolen. One of my coworkers had that happen five years ago and is STILL dealing with the repercussions. According to her, you don't know hell until you've had someone file a tax return under your name for three years in a row.
My mother recently died and she was the one who handled the finances. Dad had a general sense of their overall worth, but no idea how to handle the day to day finances. I've been helping him pay bills online and showing him how to check his account balances on his new* smartphone. He just did their taxes for the first time in 48 years. He said seeing how much money they actually have is quite interesting, but he was always willing to let Mom handle the details. It has been eye opening for me. I'm not sure if it is unusual or not, but all the women in my family handle the finances and the men are just fine with that. *new in that it is new to him but actually my mom's old iphone.
Oh, their website is just as miserable as their covers have been for the past two years. STOP TRYING TO MAKE FETCH HAPPEN, BUSINESSWEEK.