On A Brief Chat with a Person With Tax Season Affective Disorder

@PicNic I fully support your comments, I also work a 9-5 job where my taxes are withheld from my take home pay so I can't imagine how difficult it would be to have to calculate taxes and save them on my own. That being said, TAXES ARE A REALITY, and if you choose to be a freelancer than you are choosing to accept the responsibility of having to manage your own finances so that you can pay taxes when the time comes. I hope that the writer does find a great job so that she can pay her bills - to me this sounds like no way to live. And hard as it may be - working a regular day job and then writing in her free time sounds like a more reasonable option.

Posted on February 27, 2014 at 9:38 am 0

On Money and Depression: Telling Your Boss, Or Not

@mean terry gross body shamer I have to agree with you that this is a false distinction. What I want to add here, in what I hope will be helpful advice is that maybe it's possible to view work as one's means to a cure. So for example the mental line you would say to yourself each morning would go something like this 'I feel tired and disconnected and I really really really just want to stay in bed today, but if I got to work I can distract myself with my to-do list and interact with co-workers who may just make me smile. Furthermore, if I can continue to do good work over the course of this year I can ask my boss for a raise which will help me to better afford my medication and therapy.' I guess what I'm thinking is that if Logan and Martha can incentivise going to work as a 'road towards health' rather than 'a drain on my mental state' they will begin to see work (and by extension engaging with others) as the means to achieving happiness. While I recognize that this is easier said than done I feel like it could be worth a try.

Posted on February 1, 2013 at 2:09 pm 0

On My Last Hundred Bucks: Things That Seemed Totally Within My Means, But Actually Weren't

Okay so I'm totally on board with the whole 'buy groceries and cook for yourself train' but I'm going to throw in one additional tip. Since you are not currently in the habit of cooking meals/freezing them and prepping snacks it would be a huge change for you to make (and one that it sounds like you have little interest in making). For that reason I'm going to suggest that you go to Trader Joe's (ideally) or whatever your preferred grocery store is and stock up on affordable pre-packaged foods. I go to Trader Joe's once a week and for about $50 I'm able to feed myself for a week on pre-made salads, soups, frozen dumplings, pastas, and delicious cheeses. If you approach your grocery shopping this way it will be both EASY and CHEAP and suit your 'I'm running out the door lifestyle.'

Posted on June 12, 2012 at 4:07 pm 1

On You Really Can Rationalize Anything

@aok I get your perspective 100%, seriously I do. I guess I said 'you aren't terrible' because I don't want to discourage Logan from writing openly on this site. I think that there is value in her doing so because there are certainly readers out there who will relate to these behaviors and hopefully they will recognize that they need to make a change. Logan needs to change, and I think she knows that. It is frustrating to watch her make poor decisions but I hope that in keeping up with The Billfold we will all see her evolve and inspire others to be better with their own money.

Posted on May 24, 2012 at 2:23 pm 2

On You Really Can Rationalize Anything

Awww! Logan, you are not terrible. BUT you love to dig yourself into a hole just deeper and deeper and deeper, it's sort of like watching a Ben Stiller movie. If your friend has a cushy job and explicitly said that you could eat whatever you want from the mini-bar then I would say rock on! Cookies for everyone! But if that's note the case then... well... Everyone knows the mini-bar is over priced! Even you know that! STAY AWAY!

Posted on May 23, 2012 at 5:05 pm 1

On How I Saved For Dinner at Eleven Madison Park (Hint: Ramen)

Seems like you got a free pass on that bag of TJ groceries your parents bought for you! Also, stalker alert! You seem to have a nice suit in your twitter photo!!

Posted on May 23, 2012 at 4:50 pm 1

On Reach Enlightenment by Living in a Cave, Eating Trash

"We speared fish, ate mushrooms & berries, and lived very well." Even my most basic concept of 'living well' includes a bed, a roof to sleep under, and not having to fear wild animal attacks.

Posted on April 23, 2012 at 2:20 pm 0

On My Retirement Plan Is Having No Retirement Plan

Wow, after reading this (actually mid-reading this) I immediately signed up for my company's 401K. I'm 26 and I've been contributing to my retirement since I started working after college but I started work at a new company a few months ago and had been lazy about enrolling in the program. I have to agree with Mike on this one, you want to be able to stop working eventually. I think this is true even though I'm not working just to retire someday, I hope to have a fulfilling career that I actually want to stay engaged in even when I'm all grey and wrinkly. Plus, when you defer money to a company sponsored plan, it comes out of your paycheck, you never even see it! Even though its hard to imagine living with $50 less per paycheck, when you don't see it you just naturally adjust, I swear its not that bad.

Posted on April 13, 2012 at 4:12 pm 3